Api standards for data-sharing (account aggregator)

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CGIDE – API standards for data-sharing – October 2022 
4 
5.4.4
 
Financial-grade API (FAPI) ....................................................................................................................... 26
 
Open finance in Brazil .................................................................................................................................................................... 27
 
Open finance in Mexico ................................................................................................................................................................ 29
 
6
 
API aggregator implementation (demo) ............................................................................................................. 30
 
6.1
 
Preconditions ......................................................................................................................................................... 30
 
6.2
 
Software architecture ......................................................................................................................................... 30
 
6.3
 
Implementation .................................................................................................................................................... 31
 
6.4
 
Testing ...................................................................................................................................................................... 35
 
7
 
Conclusions ..................................................................................................................................................................... 38
 
Annex A: Survey on API standards for data-sharing ......................................................................................................... 39
 
Annex B: Data-sharing regulatory models ............................................................................................................................ 41
 
Market-driven .......................................................................................................................................................................... 41
 
Regulatory-driven .................................................................................................................................................................. 41
 
Annex C: Lessons learned from other initiatives ................................................................................................................ 42
 
Australia ..................................................................................................................................................................................... 42
 
India 
 ..................................................................................................................................................................................... 42
 
Korea ..................................................................................................................................................................................... 43
 
Raidiam ......................................................................................................................................................................................43
United Kingdom ...................................................................................................................................................................... 44
 
Annex D: Members of the Consultative Group on Innovation and the Digital Economy (CGIDE) .................. 45
 
Annex E: Members of the Technical Task Force (TTF) of the CGIDE ........................................................................... 46
 
References .......................................................................................................................................................................................... 47
 

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