English reader on

Task 6. Give the explanation of the meanings of the words and word 

combinations:  operating current accounts vital, to make loans, to lend 

money, a wide range of services, profitably ,to run the bank, functions, to 

make sure, standing order, direct debit. 

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TEXT 3 

 

Looking After Savings 

 

A bank looks after a person's savings in a deposit account. Money saved 

in a deposit account earns interest. The bank usually requires a person to tell it 

in advance when he or she wants to withdraw the money, and normally 

expects people to keep money in a deposit account for a reasonable length of 

time. However, banks do not mind if a customer suddenly wants to withdraw 

his or her savings immediately. But you should remember that the bank will 

probably reduce the interest it pays - as a sort of penalty!