58..Displaying of an audited balance sheet to be done not later than the first Monday in November of any where the banking business held. B.. Only applicable to Foreign BanksC.. Applicable to New Private BanksD.. None of the above
A.. 7 days from the end of the month to which it relates.B..15 days from the end of the month to which it relatesC.. 20 days from the end of the month to which it relatesD.. 30 days from the end of the month to which it relates
A.. Discontinued and a new company has been set up.B.. Not applicable to delays in receipt of export proceedsC.. Applicable to adherence to prescribed working hours by branches.D.. All the above are not True.
61.. State Bank of India act was amended to divide capital into shares of Rs.10 each instead of Rs.100/-The Banking Companies (Acquisition and Transfer of Undertakings )Act amended to facilitate public holdings of shares.Authorized capital could be up to Rs.1500/- crore divided into shares of Rs.10/-each and also to increase or reduce the authorized capital between Rs.1500 crore and Rs.3000 crore
62..The minimum paid up capital and reserves to start banking business by a cooperative bank is not less than Rs.1.00 lac.. A co-operative bank not to lend on its own shares/ unsecured loans or advances to its directors/ any company or associates wherein the director has interest
63..Restrictions not applicable for unsecured loans/ advances made by a co-operative bank against bills for supplies or services made to government or bills of exchange arising out of bona fide, commercial or trade transactions... A co-operative bank to get permission of RBI to open a branch in a new place.
64..The process of merging one or more companies with another , or two or more existing companies merging into a new company.A... Amalgamationb.. Mergerc.. Take Overd.. Consolidation
65..If an act or omission on the part of an accused constituting an offence continues from day to day a fresh offence is committed on every day on which the act or omission continues.b.. Continues offencec.. Perpetual successiond.. None of the above
66..The primary objective of this is to finance its members and includes a co-operative land development bank.b.. State Co-operative Bankc.. Urban Co-operative Bankd.. Co-operative Bank
67..An officer appointed to conduct court proceedings for winding up of companies and includes Reserve Bank of India or other persons appointed to conduct winding up of banking companies under the appropriate provisions of the Banking Regulation Act.b.. Notary Publicc.. Pleaderd.. None of these
68..Corporate Governance is a dynamic concept involving promotion of corporate fairness, transparency and accountability in the interests of shareholders, employees, customers and other stake holders... The concept has evolved since the first major study by Cadbury Committee in 1992.
69..The Basel Committee on Banking Supervision has issued guidelines (February 2006) for promoting the adoption of sound principles of corporate governance by banking institutions.. Reserve Bank of India initiated several measures to strengthen the corporate governance in the Indian banking sector.
70..The concept of ‘fit and proper’ criteria for directors of banks which included the process of collecting information, exercising due diligence and constitution of Nomination Committee of the board to scrutinise the declarations made by the bank directors.
71..As per the recommendations of the Ganguly Committee on Corporate Governance, guidelines have been provided in respect of ‘Fit and Proper’ criteria for directors of banks by RBI circular.. For public sector banks, the principles of corporate governance have been statutorily recognised as per Banking Companies (Acquisition and Transfer of Undertakings) Financial Institutions Laws (Amendment) Act,2006.
72..In any other company a director of a banking company not to have a.. Any interestc.. Vested interestd.. None of these
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