43..As per the provisions of the BR Act, a return regarding the liquid assets maintained in India to be submitted to RBI, within 14 days from the end of every quarter. a.. Not 14 days b.. It is 20 days c.. It is 15 days not 20 days d.. Three months
44...A banking company need not submit copies of balance sheet and auditor’s report to the Registrar of Companies.a. True b.. IncorrectC. The banking company has to submit to Registrar of Companies as well.D.. Since they are submitting to RBI there is no need to submit to Registrar Companies separately
45.. Foreign banks (banking companies incorporated outside India) operating in India have to display in a conspicuous place in their principal office a copy of the last audited balance sheet and profit and loss account. This has to be done not later thana.. The First of July of the year in which it carries on businessb.. The First Monday in Augustd.. The Last Friday in November
46..It is not mandatory to give a copy of the report to the banking company.a.. Inspection report b.. Scrutiny reportc.. Search report d.. All these reports
47.. To order amalgamation of two banking companies under the provisions of Companies Act rests witha.. Reserve Bank of Indiab.. Reserve Bank of India & Company Law Boardc.. Central Government with the consultationd.. Company Law Board
48.. State Bank of India was established under sec 3 of the State Bank of India Act,1955 to take over the undertaking of the then Imperial Bank and to carry on the business of banking and other business in accordance with that act... The Central Government can give directions to SBI on matters of policy involving public interest in consultation with the Governor of RBI and the Chairman of the State Bank.
49..State Bank of India Chairman and Managing Director are appointed for a period of 7 years.A.. For Chairman it is 7 years, but for MD it is 5 yearsB.. For both it is not to exceed 5 yearsC. For both it is not to exceed 6 yearsD.. For Managing Director it is 7 years but for Chairman it is only 5 years
50..The State Bank will act as an agent of RBI at the places where it has a branch and where RBI has no branch. To handle government and other business as required by RBI... The terms and conditions shall be as agreed between them.
51.. Regional Rural Banks have the holding pattern such as Central Government 50% , Sponsor Bank 35% and State Government 15%Two or more RRBs may be amalgamated by the Central Government by notification in the Official Gazette.
52..The issued capital of the Regional Rural Bank is held as 15 %:50%:35% by A.. Regional Rural Bank : State Government : Sponsor BankB.. State Government : Central Bank (RBI): Sponsor BankC.. State Government : Reserve Bank of India : State Bank of IndiaD.. None of these
53.. Regional Rural Bank cannot b.. Lend to Agriculturalistsc.. Extend Credit to small entrepreneursd.. None of the above
a.. Board of Directorsb.. Sponsor Bankc.. Reserve Bank of India
55..Which one is not appropriate (RRB)a.. The auditor’s report and report on the working of RRB has to be laid before the Parliament.b.. RRBs’ were first set up in 1975 under the Regional Rural Banks Ordinance,1975. directions to RRBs on matters of policy involving public interest.d.. The board consists of a Chairman appointed by the Sponsor Bank.
56.. The directors of Nationalised banks are nominated by the Central Government or elected from shareholders. .. Among others one Chartered Accountant with not less than 15 years of experience nominated in consultation with RBI... Not more than 6 directors to be nominated by Central Government
57.. In respect of Nationalised Banks, the shares other than those held by the Central Government are freely transferable. No shareholder other than the Central Government can exercise voting rights in excess of 1 % of the total voting rights of all the shareholders.
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