Macroeconomic overview Belarus

Macroeconomic overview Belarus

Banking system Belarus

Ratio of banking sector assets and capital to GDP

Structure of Assets as of 01. 01. 2006

Structure of Credits by Form of Client’s Activities

Structure of Credits by Maturities

Concentration

Top-10 Banks’ Total Assets

Market share of Top-5 Banks in terms of Total Assets in 2005

Asset quality

Structure of Liabilities as of 01. 01. 2006

Top-10 Banks’ Total Liabilities

Structure of the Banking System Deposits by Form of Clients’ Ownership

Structure of Deposits by Maturities

Equity

Top-10 Banks’ Total Capital

Capital adequacy I.

Capital adequacy II.

Structure of Banks’ Income and Expenses

Income structure of the banking system

Top-10 Banks’ Profit

Profitability ratios I.

Profitability ratios II.

Banks’ rankings

Outlook

• Strengths

• State support to large banks expected

• Opportunities

• Good growth potential in a largely under-banked country