Many low and modest income jobs are in town


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Building Community Through

    • Building Community Through
    • Home Ownership

Many low and modest income jobs are in town

  • Many low and modest income jobs are in town

  • Families with low and modest incomes benefit from living near their work

  • In-town real estate is expensive and getting more so each year

  • Urban home ownership decreases as rental housing increases



An innovative approach

  • An innovative approach

  • A global initiative

  • Introduced to US in 1950-60

  • Increasing in popularity over the past 30 years all over the country

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Private, nonprofit, community-based organization

  • Private, nonprofit, community-based organization

  • Governed by board representative of community interests

  • For example, our board consists of:

      • One-third CLT homeowners
      • One-third community representatives
      • One-third public representatives


Provide access to housing for people who are otherwise denied

  • Provide access to housing for people who are otherwise denied

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Acquires properties through donation or purchase 

  • Acquires properties through donation or purchase 

  • Separates ownership of the land from the home

      • CLT retains ownership of the land
      • Homeowner purchases and owns the home
      • CLT leases land to homeowner under a 99-year lease


Formed in 1996 at the request of State College Borough

  • Formed in 1996 at the request of State College Borough

  • Focus is on buying, rehabilitating, and selling houses

  • SC Borough provides HUD money to SCCLT for purchases



The SCCLT supports vibrant neighborhoods by creating and maintaining sustainable housing opportunities for families and individuals who value living in the Borough of State College. 

  • The SCCLT supports vibrant neighborhoods by creating and maintaining sustainable housing opportunities for families and individuals who value living in the Borough of State College. 

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Over 30 households have become homeowners for the first time

  • Over 30 households have become homeowners for the first time

  • These homes are located throughout the Borough



Obtain funding





When possible, rehab uses environmentally friendly materials

  • When possible, rehab uses environmentally friendly materials

  • All replacement appliances are Energy Star™ models



Homeowner(s) agree to share with future homeowners the affordability that was created for them

  • Homeowner(s) agree to share with future homeowners the affordability that was created for them

  • Seller is allowed to receive price reflective of the value invested in the property

  • Selling price is limited to preserve affordability to the next buyer

  • House is re-sold to a SCCLT qualified buyer

  • SCCLT has first refusal to purchase the house back from the homeowner

  • Benefits of home ownership are preserved for future generations



Residential neighborhoods are preserved

  • Residential neighborhoods are preserved

  • Older deteriorating homes are rehabilitated and given new life

  • Young families move into the Borough

  • Brings workers closer to their jobs and students closer to their schools





Makes first-time home purchase affordable

  • Makes first-time home purchase affordable

  • Advantages of an excellent support system

  • Social benefits 

  • Practical benefits

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Sell or donate your house to the SCCLT

  • Sell or donate your house to the SCCLT

  • Become a member

  • Volunteer

  • Donate

  • Spread the word!

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