Presentation ielts speaking part 2-3

Is it good and necessary to teach children to save money?
I think, it is not good because children will stay more scrooges and not spend, not buy. The most king of such as people likes to save money and the follow they are will to buy something’s like car or apartment because they are cost a lot of money and it is hard fast to buy in this that parents can to save money, but do not teach their children to save money.
Why do people rarely use cash?
To my mind, there are several reasons why this happens. First of all, these days people buy more and more products on the Internet which is a cash-free zone. Secondly, carrying banknotes and coins can be a source of insecurity due to the risk of loss or theft while credit and debit cards are much more secure as they can be canceled soon after they are lost or stolen. One more reason why people opt for using cards instead of cash is because they don't want to miss out on card rewards such as cash back, reward points or extended warranties. Well, and also because it's much more convenient to carry cards and pay with them as in case with using cards there is no need to carry a wallet with you or spend time digging around in the purse or pockets for exact change.
3. Describe a story you have heard.
-what this story was about
-who told you this story
-when you heard it
-how you felt about it
I am going to talk about story which impressing me. This is story about my father and mother which they are known each other 25 years. And now those 22 years married. It is a big numbers and a few a few people lived these years. My parents told me how they met and married. My father studied at 11 classes but my mum one class below than my dad. After meeting, my father wanted marries my mom. But my grandfather refused because he was poor not rich family, such 3 tines refused in my father. Yeah, in my father does not have money and expensive materials which he could buy and marry my mother. He worked assistant in the trade center so he borrowed money that would marry my mum my father say. Such as they were a big wedding which was a big fighting with men and woman. In this happiness they married and now live very good without rubbish.