Republic of uzbekistan andijan machine-building institute fundamentals of business management

Insurance premiums 
Premiums paid by homeowners to policyholders increase over the years. There are many types of 
factors that affect the amount of money that insurance pays for a house and its furniture. The most 
important factor is the expected loss based on the experience of the insurance company. . In 
addition to these experiences, insurance companies pay attention to the following factors: 
• The value of personal property to the insured 
• What is the building made of: brick, wood, concrete and roof material. 
• The number of payments on the insurance card 
• Insurance type 
• The distance to the fire extinguisher and the water distribution station 
• Franchise amount (minimum or maximum) 
• Credit status of the insured 
You should consider the above before buying or building a house. You should also keep in mind 
when buying insurance for your own home. In addition, home insurers, i.e. non-smokers, install 
smoke detectors, alarms, and purchase car and life insurance from the same company. There are 
discounts when buying additional insurance. 
What is the main factor affecting the price of home insurance? 
Opportunities of the 21st century. 
Flexibility and Innovation. Enriching presentations with graphics 
The audience listening to the presentation will be pleased with the visual graphic representation of 
the ideas and figures, and it will help them understand and attract attention more strongly. Graphics 
represent important selling points of the product. Maps help to manage the position of the 
participants. Interesting pictures attract people's attention. 
create effective graphics 
They usually use slides, film, poster, video, mock-up, photo, lecture posters, computer pictures, 
dry board, map and demonstrations to prepare an effective presentation. Follow the instructions 
below: 
❖ 
Choose a simple design. Show the main idea on each slide. 
❖ 
Limit the number of slides 
❖ 
Be short and to the point. Double-check your speech and calculations. 
❖ 
Use graphics that clearly represent your presentation or information. 
❖ 
Pay special attention to the accuracy of the numbers. 
❖ 
Increase the size of the graphics to make the presentation visible to the 
audience. 
❖ 
Find your place so that the presentation is visible to the audience. Graphs and 
posters increase the effectiveness of the presentation by visualizing information. They are very 
useful in expressing relationships and direction. Currently, posters, graphics include pie charts, 
organizational posters, bar charts, production charts, line posters and pictograms (figure letters). 
Use of presentation software. Software such as PowerPoint or Keynote is very convenient for 
conveying oral messages in the presentation. The template and design should be chosen in such a 
way as to arouse interest in the audience and attract their attention. Follow these guidelines when 
using presentation preparation software: 
❖ 
Limit the size of text on each slide to 6 lines, and limit the words: no more 
than 6 in each line. 
❖ 
Choose the color of the inscription and the background from the colors that are convenient 
for reading. 
❖ 
Use consistent word size and colors for easy reading 
❖ 
Use photos, maps and graphic tools to express the main ideas. 

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❖ 
Use animation and sound effects. 
When you are presenting, don't read from the presentation or handout. Make the 
presentation to the audience impressive, intonation and vivid. 
Critical Thinking 
1. 
How can visualization enhance a presentation? 
2. 
Create a graphic tool that can be used for a classroom or other appropriate 
presentation. 
Purpose: Discuss the rules of insurance. Explain the types of insurance. Describe the process of buying 
life insurance. 
Key words: beneficiary, term life insurance, whole life insurance. Real life view “I was shocked 
to hear that one of my brothers died. He was 30 years old and he had a child just as young as me. 
Now I am starting to worry about my family. What will they do if something happens to me?' 
"Rafael, don't be upset, I think you have insurance. Maybe you can make sure you have enough 
coverage,” Steve replied. 
"You won't believe it, I don't have any life insurance. I have insurance in other areas, but I 
thought I was too young to worry about life insurance." "Everyone should have life insurance to 
prevent financial loss for their family. Julia and I have to meet with the insurance agents to make 
sure we have the right insurances. It includes insurance and investments for us 
reached he 
said about insurance contracts. Would you like to know his phone number and name?” 
This made Rafael think it was time to consider buying life insurance. Now he should think about what 
type of life insurance, how much and where to buy it.