Republic of uzbekistan andijan machine-building institute fundamentals of business management

Incapacity Insurance 
This insurance is designed for long-term illnesses of workers. The payment amount is 50-70% of 
the employee's income. This insurance keeps the maximum price and duration. It is popularly 
called "employee's employee reward". This type of insurance is approved by law. 
Life insurance 
Some companies also accept life insurance. These insurances provide certain amount of money. 5 
years payment is known as grace period in policy insurance. It is mainly paid to the family 
members of the patient. This amount is paid to raise all operations. Companies are made to promote 
or announce their success. Employers can take out low-cost life insurance or offer low-cost life 
insurance to employees as a subsidy. 
Property insurance 
Entrepreneurs want to make buildings and equipment of a business or institution, and operating 
equipment. Workers also want to protect their vehicles. 
Sales insurance 
Many businessmen have several business premises and remodeling or relocating these premises is 
a problem. In addition, the premises contain equipment, legal materials, components and finished 
products. This insurance protects against various losses such as fire, hurricane, theft and loss. 
Special policies can be purchased. 
Vehicle insurance 
Operators help with their personal cars and all types of commercial vehicles such as trucks, trains 
and similar vehicles. It is the drivers of vehicles who are allocated money for certain medical 
services. 
Identification and management of hazards in binis 
Many risks faced by the business are not guaranteed. In order to be guaranteed, the risk and 
possible loss must be estimated in advance. If there is a chance of a risk occurring and the risk is 
not well thought out or the amount that can be lost is calculated, the insurance campaign is unlikely 
to cover the loss. Some risks cause losses so great that even insurance companies cannot cover 
them, in which case the business must find other ways to deal with this uninsurable risk.