Republic of uzbekistan andijan machine-building institute fundamentals of business management


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Insurance 
features 
Quarter
ly 
insuran
ce 
Life insurance 
Life insurance 
Variablen 
term 
insurance 
General 
term 
insuranc

Simpleterm 
insurance 
Limited 
term 
insurance 
Premium 
It starts 
with a 
small 
amount 
but 
eventually 
grows 
High, but 
usually 
constant 
Compared 
to regular 
term 
insurance, it 
is higher 
but does not 
change 
Immutable 
andconsta
nt 
It depends 
on the 
distribution 
of the 
contract 
maker 
Payment 
time 
Between 
special 
years 5, 
10, 15 
In the amount 
of life 
insurance 
Special 
numbers 
20,30 
for years 
Special 
period 
Special 
period 
Payme
nt 
amount 
No 
A little 
A normal 
bridge, but 
it doesn't 
change 
n is less 
Investmentdep
ends on 
increase or 
decrease 
Payment 
amountdepends 
on the interest 
rates at the 
time 
Benefit 
from 
death 
Don't 
chan
ges 
Unchangeable 
Unchangeab
le 
From the 
payment 
amount 
there were 
manyamount 
Insurance 
provider 
indicatorsdepe
nds on 
Useful 
aspects 
Time-
limited 
protectio

Lifetime 
protection, 
some premiums 
for insurance 
policies 
For 
lifesome 
premiums 
for 
protection, 
insurance 
actions 
Ability to 
choose the 
currency 
value you 
want when 
managing life 
insurance and 
investments 
In combination 
with life 
insurance 
Group life insurance 
Some people have employees and some groups have the option of group life insurance. An 
insurance contract that covers groups is called group life insurance. Group life insurance is cheaper 
than individual life insurance. The purpose of this insurance is to insure the employees of the 
company through one contract. Most group insurance plans are quarterly compared to personal 
insurance. An insurance company works with an employee or other organization as an association 
to develop an insurance plan. After that, every worker in the organization can buy personal life 
insurance. 
What is the difference between permanent and temporary life insurance? 


Buying life insurance 
Most people need life insurance to protect them. People without insurance need to have additional 
funds for grieving their loved ones. A life insurance plan that fits the needs of you and your family 
members. 
Coverage amount 
If someone depends on something, you should have life insurance. A dependent person is a person 
who depends on someone else's financial support. In the future, you can ask the question, "If I die, 
what will happen to people who depend on me economically?" If they can't live as long as they 
did before you die, you need life insurance. 
The following questions will help you understand the importance of life insurance: 
• If your profit is reduced, how much will be paid to your dependents? 
Health insurance 
There are several types of health insurance. One of them is medical insurance. In addition, there 
are injury insurance, permanent medical insurance, basic medical insurance, and comprehensive 
medical insurance. You can arrange insurance types such as `urta. 

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