Secrets of the Millionaire Mind

DECLARATIONS: 
Place your hand on your heart and say...
“I am bigger than any problems.” 
 
“I can handle any problems.” 
 
Touch your head and say...
“I have a millionaire mind!” 
 
MILLIONAIRE MIND ACTIONS
1. Whenever you are feeling upset over a “big” problem, point
to yourself and say, “Mini me, mini me.” Then take a deep 
breath and say to yourself, “I can handle this. I am bigger 
than any problem.”
2. Write down a problem you are having in your life. Then list 
ten specific actions you can take to resolve or at least
improve this situation. This will move you from problem
thinking into solution thinking.

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First, there’s a good chance you’ll solve the problem. Second, 
you’ll feel a heck of a lot better.
Wealth File #10
Rich people are excellent receivers.
Poor people are poor receivers.
 
If I had to nail down the number one reason most people do 
not reach their full financial potential, it would be this: most 
people are poor “receivers.” They may or may not be good at 
giving, but they are definitely bad at receiving. And because 
they are poor at receiving, they don’t!
People are challenged by receiving for several reasons. First, 
many people feel unworthy or undeserving. This syndrome 
runs rampant in our society. I would guess that over 90 
percent of individuals have feelings of not being good enough 
running through their veins.
Where does this low self-esteem come from? The usual— 
our conditioning. For most of us it comes from hearing twenty 
nos for every yes, ten “You’re doing it wrong”s for every 
“You’re doing it right,” and five “You’re stupid”s for every 
“You’re awesome.”
Even if our parents or guardians were incredibly supportive, 
many of us end up with feelings of not being able to 
continually measure up to their accolades and expectations. So 
once again, we’re not good enough.
In addition, most of us grew up with the element of pun-
ishment in our lives. This unwritten rule simply states that if 
you do something wrong, you will or should be punished. 
Some of us were punished by our parents, some by our 

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112 - 
Secrets of the Millionaire Mind
teachers... and some of us in certain religious circles were 
threatened with the mother of all punishments, not getting 
into heaven.
Of course, now that we’re adults, all this is over. Right? 
Wrong! For most people, the conditioning of punishment is so 
ingrained that, because there’s no one around to punish them, 
when they make a mistake or just aren’t perfect, they 
subconsciously punish themselves. When they were young, 
this punishment might have come in the form of “You were 
bad, so no candy.” Today, however, it could take the form of 
“You were bad, so no money.” This explains why some people 
limit their earnings, and why others will subconsciously 
sabotage their success.
No wonder people have difficulty receiving. One tiny 
mistake and you’re doomed to carry the burden of misery and 
poverty for the rest of your life. “A little harsh,” you say? Since 
when did the mind become logical or compassionate? Again, 
the conditioned mind is a file folder filled with past 
programming, made-up meanings, and stories of drama and 
disaster. “Making sense” is not its strong suit.
Here’s something I teach in my seminars that might make 
you feel better. In the end, it doesn’t matter whether you feel 
worthy or not, you can be rich either way. Plenty of wealthy 
people don’t feel overly worthy. In fact, it’s one of the major 
motivations for people to get rich...to prove themselves and 
their worth to themselves or to others. The idea that self-
worth is necessary for net worth is just that, an idea, but it 
doesn’t necessarily hold water in the real world. As we said 
earlier, getting rich to prove yourself may not make you the 
happiest camper, so you’re better off creating wealth for other 
reasons. But what’s important here is for you to realize 

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The Wealth Files - 113
that your feeling of unworthiness won’t prevent you from 
getting rich; from a strictly financial point of view this could 
actually be a motivational asset.
Having said that, I want you to get what I’m going to share 
with you, loud and clear. This could easily be one of the most 
important moments of your life. Are you ready? Here goes.
Recognize that whether you are worthy or not is all a made-
up “story.” Again, nothing has meaning except for the 
meaning we give it. I don’t know about you, but I’ve never 
heard of anybody who went through the “stamping” lineup at 
birth. Can you imagine God stamping each person’s forehead 
as he or she came through? “Worthy...unworthy... worthy, 
worthy...unworthy. Yuck...definitely unworthy.” Sorry, I don’t 
think it works that way. There’s no one who comes around 
and stamps you “worthy” or “unworthy.” You do that. You 
make it up. You decide it. You and you alone determine if 
you’re going to be worthy. It’s simply your perspective. If you 
say you’re worthy, you are. If you say you’re not worthy, you’re 
not. Either way you will live into your story. This is so critical, 
I’m going to repeat that again: you will live into your story. It’s 
that simple.