Sokol havolli central Bank of the Republic of Kosovo


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Migration started in early 1960s.

  • Migration started in early 1960s.

  • The surge of migration in 1990s, due to the repression and war.

  • Almost 70% of migrants during 1990-1999.

  • The number of migrants: around 20-25% of population (over 500 thousand).



More than 75% of Kosovo emigrants are settled in: Germany, Switzerland, Italy and Austria.

    • More than 75% of Kosovo emigrants are settled in: Germany, Switzerland, Italy and Austria.
    • The remainder: in Scandinavian countries, UK, USA, France, etc.
    • The host country is an important determinant of migrants’ earning potential.


Migrants have substantial earning potential.

  • Migrants have substantial earning potential.

  • Estimates show that the yearly earnings of migrants are over 4bn Euro.

  • Savings and remittances compose around 28% and 12% of total earnings, respectively.

  • This shows that there is a substantial potential for investments in home countries by the migrants.



Remittances represent one of the main components of BoP.

  • Remittances represent one of the main components of BoP.

  • Remittances are 14% of GDP.

  • During 2009 remittances reached euro 505 million (a y-o-y decrease of 5.5%).

  • Remittances decreased as a result of rising unemployment rates developed countries.



Remittances mostly used to finance consumption.

  • Remittances mostly used to finance consumption.

  • Trivial part of remittances used to finance investments.

  • Small portion of remittances is also used to finance:

    • Home repairs,
    • Education,
    • Health expenses.









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