Tashkent Institute of Finance Faculty finance

Income and expenses. During 2015 the bank has planned to acquire income in the amount of 677,9 billion UZS with implementation of expense in the amount of 692,2 billion UZS by effective management of assets and liabilities, after completion of year with a net profit in the amount of 14,3 billion UZS. At the same time, interest income of factoring, credit and investments has made 443,4 billion UZS and in turn there is planned interest expenses paid for raised funds (including, deposits) in the amount of 339,5 billion UZS. As a result the bank during 2015 will have a net interest income in the amount of 108,2 billion UZS. During 2015 there is planned an achievement of amount of gained interestfree income to 248,7 billion UZS and made interest-free expenses to 57,7 billion UZS. Also a creation of a reserve of assets is also provided in the amount of 12.7 billion soums taking into account that each operation of banks associated with a certain degree of risk, that is, the profit level of growth and the risk is directly proportional to each other.