Technical support of the bank's automated information system

Technical support of the bank's automated information system. In the processes of technical support of the bank's automated information systems, the hardware architecture of banking technologies should be built based on modern requirements. They include: various telecommunication means of communication, multi-machine complexes, use of "client-server" architecture, use of local, regional and global fast networks, unification of hardware solutions. "Client-server" architecture is the basis of a modern approach to technical solutions in the construction of information and communication technologies of banks. It provides for the distribution of the organization of technical support and the development of information between two components called the client (workstation) and the server. Both parts are executed on integrated computers.
We can find a lot of software in the banking activity, each software has its own modules, in which all department employees work together. We will mention some of them as examples: iABS, NSI, Globus, ASBT, e-Personal. One of the main results of bank automation should be to increase the quality of its management. The solution to this task lies in the development of a fully integrated system that combines all banking processes with the use of models and economic mathematical methods. In fact, only such a system reflects all functional and informational relationships in the bank in the same dynamics and allows to form a multi-expert view of another situation. The openness of the system provides for the presence of tools for development and modernization, CASE-tools, external events, query generators, information import-export events. The need to make changes arises in the bank more than enough. But it will not always be possible to attract a development company for modernization.
If we talk about the information supply of the banking system, the database of this system consists of the following: - the database of commercial bank reports ; - operational base (OB) of commercial banks; - database on gold and currency reserves; - database of staffing of the banking system; - Rapid database of Central Bank document circulation; - system administrator database; - database registering business entities in tax organizations; - database of interactions of economic entities with budget and non-budget funds; - single reference; - database of transactions of the State Tax Committee on import and export; - the database of the Ministry of Internal Affairs for the state registration of motor vehicles; - the database of citizens' passports of the Ministry of Internal Affairs; - database of the Ministry of Justice for registration of economic entities; - registration database of business entities in local executive government organizations, etc. Automated banking systems allow to provide quick and high-quality service to customers in a wide variety of their services.
The main service modules of the system perform the following: • provision of accounting and cash register services to legal entities;
• providing service on bank-correspondents' accounts;
• credit, deposit, currency transactions;
• any types of contributions of private individuals and they
operations on;
• fund operations;
• calculations using plastic cards;
• accounting duties;
• analysis, decision-making, management, marketing, etc.
The latest generation of Automated banking systems relies on network technologies in the "client-server" architecture. As a software-technological complex, the bank's operational day automates the most labor-intensive operations of the bank account. The structure of the operational day modules. All operations on the personal accounts of clients are carried out according to payment documents, and the extract from the personal account is sent to each "Service to legal entities" system "Service to private persons" system "Administrative documentation and employee accounting" system "Management of branches" system
"Planning and analysis of economic operations" system
System "Operations with foreign currency" System "Analysis and budgeting".
The complex carries out real and planned movement of funds on personal accounts (according to formalized accounting records of documents). The movement of cash documents has its own characteristics, the main of which is the connection with other services of the bank. This feature is also typical for internal accounting records. In such a system, a plan of accounts, a directory of personal bank accounts, a directory of bank clients, the balance is issued, and the tasks of the service server are performed. The branch accounting system is designed to automate workplaces in the branch office and other departments. Collection, development and analysis of information received from branches at the level of "bank branches", calculations between all branches are automated. At the same time, the bank has also expanded its range of interactive services and now serves more than 1,000 clients with the "e-banking" program, and the number of clients using this system is increasing. At the present time, "Internet banking", "E-banking", "GRM systems", "SMS banking" and many other technologies are used in banking.
The project of the Central Bank "Creation of a clearing system for real-time implementation of retail payments and integration with the billing system of service providers" was developed. The purpose of creating a clearing system is to connect to it the branches and cash desks of commercial banks and the Unified All-Republic Processing Center under the Association of Banks of Uzbekistan, to make real-time payments for taxes and other mandatory payments to individuals, as well as for utilities and mobile operators. is to create an opportunity to increase. In addition, this system provides customers the opportunity to remotely service their bank accounts around the clock and work through bank infokiosks. This project of the Central Bank of the Republic of Uzbekistan account book clearing software complex was implemented in two stages. At the first stage, the Account Book Bank was established at the Central Bank, a mechanism was created for direct debiting of representative accounts of banks for the obligations of bank customers, and interaction with the Processing Center of the Unified All-Republic was launched.
One of the implementation options of the "Client-Server" technology is its three-level architecture. There should be at least three computers in the network: the client part (workstation), the application server, and the MB server. Interaction with the user (user interface) is organized in the client part.
The application server performs business operations for the client side. MB's server serves business events acting as a client. The flexibility of such an architecture is independent use, sharing of computing and software resources at all three levels.
In order to increase the reliability and stability of technical solutions, bank AATEX uses grouping of servers (clusters). Such funds and loads are distributed between servers (system links). The user does not know which server he is working with, and it is more efficient to use technical tools.
In the bank's automated technologies, the telecommunication architecture determines the complex and structure of technical support systems. They provide different types of interoperability for all BAAT implementation modules. In the process of creating ABT, the capabilities of the architecture are coordinated with the requirements and conditions of work determined by its business processes. Cooperation of the bank with external financial and information structures, clearinghouses and centers, stock exchanges, remote clients and other banks is envisaged. The telecommunication provision of the bank's business processes is built taking into account the service of its corporate network and access to any other local and global networks.

At the current stage, due to the lack of templates for mutual practical cooperation, the bank's communication with external organizations is carried out through gateways, for example, mail, telex and other AIJ.

This or that bank's corporate networks are built on the basis of telecommunication architecture. There are many solutions in this field, including traffic level protection and management for networks of any quality. The implementation of a complete set of functions of bank telecommunications allows to create a single information space. Implementation of integration of departments, branches in all applications of banking services, ensuring delivery of services at any required place and at any time, in "on-line" and "off-line" methods (in direct and regulated communications). can be provided. Therefore, telecommunication systems allow the bank to solve the most important issues of automation, from pure technology, such as ensuring the efficiency and clarity of business process interactions, to the highest level of the task of providing banking services. A diagram of the operation of the nications is given.
The use of local, regional and global networks in ABT imposes requirements such as their reliability and integrity of data protection. The level of readiness and resilience to failure of network equipment must be high to avoid operational disruption in the event of failure of one of the network components. For example, when organizing interaction with remote branches, users can switch to additional communication networks and use the main channels of communication or its capacity.
possibilities of increase will be considered.
The implementation of a centralized system of network management is considered an important factor that allows to reduce the cost of technical support of the network. It allows for remote configuration, monitoring, troubleshooting and a number of other tasks. Integrating the equipment of the network, which consists of a complete set of communication devices, into one developer simplifies the training of management personnel, reduces the quantitative cost of the equipment, and also increases the reliability of the system in use.
Modernization of the infrastructure of the network plays an important role in the expansion of banking services and access to new markets.

It is very important to apply the small protocol of interbank cooperation to the networks, which will allow to organize the effective exchange of information.

Experience shows that servers are the weakest link in banks' computer systems. The most promising of them is the UNIX server. For example, the IBM PC is a low-end server that requires solutions for disk system expansion and failure prediction. It is intended to cover all activities of the bank.

A decrease in the value of computers does not lead to a decrease in the costs of supporting the bank's information infrastructure. The increase in AIJ, the increase in their level of efficiency, the use of more complex content and more expensive software tools require additional costs. Total cost of ownership, which is a measure of the cost of setting up and maintaining a computer system, is about six times more than the initial purchase. The cost of ownership is the cost of installing software on computers, connecting them to a network environment and ensuring that they can coexist, configuring the operating system and supporting and monitoring the system's specialists during work, as well as mandatory arise from the costs of tasks that cannot be postponed.

Let me explain how ‘Bank client’ program works and then I’d like to show you some common operations by using that program:

Information about the "Bank client" program.

Picture 1. Common image of ‘Bank Client’Program.
Task 1. We will learn how to transfer money in the bank below:
Step 1: From platform ‘документы’ we choose ‘работа с документами’ file:


Step 2: We enter ‘+добавит’ command:

After that, we will see that situation:

If we explain this situation, the document number is automatically selected in the " новый документ " section
in the " дебет " section, we should enter the information of the sending organization: the name of the organization and the organization's special number, and enter the account number of the organization;
in the " кредит " section, the requested information of the recipient of the money is entered;
Enter the amount of money to be transferred to " прочее " and enter the bank number;
And at the last stage, the " сохранить " button is pressed in the lower left corner of the screen;
And at the next stage, we can see that the information we entered will appear, and by putting the ‘tick’ sign next to the information we have created, we will press the button ' отправить в банк':

And if you didn't make any mistakes, the money transfer was completed successfully.
Task 2. We will learn to get information about our money in the bank.
Step 1: select the " выписка по счету за период " command from the " отчеты " section:

At the next stage, selecting the time interval for which the report is needed, select the command
" вырузить отчет в EXCEL ":
After entering this command, the file "Account payments" will be automatically loaded, we can open this file and see the report:


In this report, we can see that in the " дебит " line there is a list of amounts withdrawn from the organization's account, and in the " кредит" section there is a list of money added to the organization's account. In addition, we can see the initial amount of money and the last amount of money for the time interval entered in this report.
Task 3: We will learn how to transfer the amount of money in the account number to a plastic card as a monthly payment:
Step 1: we enter the " документы " section;
In the next steps, sequences similar to the commands executed above are executed:
in the " дебет " section, enter the information of the sending organization: the name of the organization and the organization's special number, and enter the account number of the organization;
in the " кредит " section, the information of the recipient of the money is entered;
Enter the amount of money to be transferred to " прочее " and enter the bank number;
00634 is entered where the code is requested in the " прочее " section;
In the section at the bottom of the screen, a comment on money transfers is written:

After pressing ‘сохранить’ button, we can see this following situation:

The next step is to manage who we are distributing the money to:
Enter the command ‘ведомости по зарплате’ from the " документы " section:


Enter the command " добавить " and distribute the amount of money among the workers:


Finally, we should press “сохранить” button and then
“отправить в банк' button and in this way amount of money we entered (1000000 sum) is divided into 2 workers and they receive that money into their plastic cards;