The effect of bank regulation on profitability and liquidity of private commercial banks in

Annex 1
Annex 1–The raw data that was used to analyze the variables which was used in the paper is presented as follows

Year	Bank	ROA	ROE	LIQ	LRR	CA	Paid up capital	Investment Amount	Mgt Effici	DF	NBE Bill Purchase
2008	NIB	0.0310	0.1890	0.5396	0.1287	0.1639	416,901,000.00	2,652,500.00	0.0262	0.6767	0.00
2009	NIB	0.0321	0.2114	0.3582	0.1253	0.1516	487,129,000.00	3,778,500.00	0.0273	0.6858	0.00
2010	NIB	0.0336	0.2192	0.3251	0.1303	0.1535	579,867,000.00	3,778,500.00	0.0304	0.6913	0.00
2011	NIB	0.0347	0.2105	0.4875	0.1479	0.1646	717,018,500.00	6,993,750.00	0.0272	0.7252	563,281,058.00
2012	NIB	0.0346	0.1873	0.5106	0.0974	0.1846	943,806,500.00	40,248,000.00	0.0263	0.7055	1,211,281,058.00
2013	NIB	0.0313	0.1718	0.3388	0.0501	0.1822	999,399,000.00	62,451,000.00	0.0315	0.7278	1,911,097,058.00
2014	NIB	0.0292	0.1597	0.3698	0.0503	0.1828	1,201,027,500.00	65,877,770.00	0.0367	0.7374	2,686,108,058.00
2015	NIB	0.0254	0.1548	0.3254	0.0502	0.1642	1,265,202,500.00	84,637,100.00	0.0353	0.7373	3,774,511,058.00
2016	NIB	0.0225	0.1417	0.3254	0.0499	0.1591	1,502,380,000.00	125,777,840.00	0.0366	0.7848	4,168,435,000.00
2017	NIB	0.0246	0.1748	0.3254	0.0498	0.1405	1,792,391,500.00	131,033,740.00	0.0350	0.7810	5,095,628,000.00
2008	Dashen	0.0310	0.3272	0.4739	0.1496	0.0947	453,993,000.00	28,385,795.00	0.0227	0.7969	0.00
2009	Dashen	0.0257	0.2750	0.5934	0.1615	0.0934	528,512,000.00	28,385,795.00	0.0209	0.8143	0.00
2010	Dashen	0.0262	0.2885	0.4859	0.1503	0.0909	591,860,000.00	28,385,795.00	0.0209	0.8212	0.00
2011	Dashen	0.0307	0.3227	0.5847	0.1520	0.0953	698,709,000.00	28,385,795.00	0.0223	0.8077	971,100,000.00
2012	Dashen	0.0299	0.3182	0.4623	0.1683	0.0940	720,460,400.00	23,524,845.00	0.0245	0.7540	1,844,058,051.00
2013	Dashen	0.0307	0.2966	0.4327	0.0503	0.1036	737,214,000.00	33,793,322.00	0.0251	0.8027	2,922,820,000.00
2014	Dashen	0.0324	0.2743	0.3700	0.0509	0.1183	1,064,118,000.00	29,959,322.00	0.0280	0.8051	4,090,476,000.00
2015	Dashen	0.0294	0.2494	0.3857	0.0517	0.1181	1,238,691,000.00	46,799,322.00	0.0352	0.8001	5,811,883,000.00
2016	Dashen	0.0254	0.2165	0.3019	0.0506	0.1175	1,492,331,000.00	58,972,322.00	0.0354	0.7964	6,429,915,000.00
2017	Dashen	0.0218	0.1894	0.3254	0.0495	0.1153	1,927,141,000.00	63,572,322.00	0.0399	0.8024	8,217,134,000.00
2008	Abyssina	0.0187	0.2013	0.4148	0.1280	0.0927	312,571,450.00		0.0512	0.7673	0.00
2009	Abyssina	0.0183	0.1933	0.5284	0.1346	0.0948	313,141,425.00		0.0269	0.8206	0.00
2010	Abyssina	0.0224	0.2401	0.5764	0.1352	0.0932	315,000,000.00		0.0231	0.8183	0.00
2011	Abyssina	0.0249	0.2738	0.4767	0.1374	0.0908	315,000,000.00		0.0269	0.8348	816,603,000.00
2012	Abyssina	0.0263	0.2386	0.3726	0.0960	0.1100	478,897,703.00	1,258,000.00	0.0274	0.8218	1,461,233,000.00
2013	Abyssina	0.0261	0.2390	0.3652	0.0500	0.1090	577,025,454.00	5,030,000.00	0.0251	0.8362	2,090,348,000.00
2014	Abyssina	0.0240	0.1771	0.3019	0.0500	0.1356	923,971,393.00	8,752,500.00	0.0306	0.8067	2,711,332,000.00
2015	Abyssina	0.0211	0.1590	0.3974	0.0503	0.1325	1,119,826,835.00	15,092,500.00	0.0352	0.8135	3,388,590,000.00
2016	Abyssina	0.0226	0.1790	0.4755	0.0496	0.1262	1,274,805,614.00	31,150,500.00	0.0412	0.8103	3,683,044,000.00
2017	Abyssina	0.0213	0.1860	0.5687	0.0478	0.1147	1,802,000,736.00	83,315,500.00	0.0425	0.8174	5,121,161,000.00
2008	Wegagen	0.0337	0.2293	0.5986	0.1326	0.1468	370,825,000.00		0.0360	0.7191	0.00
2009	Wegagen	0.0353	0.2159	0.3857	0.1417	0.1634	517,618,000.00		0.0293	0.7284	0.00
2010	Wegagen	0.0389	0.2124	0.5246	0.1525	0.1832	633,170,000.00		0.0285	0.6832	0.00
2011	Wegagen	0.0401	0.2417	0.4985	0.1349	0.1659	779,316,000.00		0.0268	0.7391	899,887,000.00
2012	Wegagen	0.0402	0.2092	0.4847	0.1004	0.1922	952,939,000.00	5,030,000.00	0.0302	0.6898	1,597,430,000.00

2013	Wegagen	0.0327	0.1858	0.3229	0.0478	0.1761	1,090,898,000.00	25,030,000.00	0.0313	0.7265	2,358,984,000.00
2014	Wegagen	0.0276	0.1485	0.3585	0.0496	0.1860	1,341,291,000.00	29,030,000.00	0.0374	0.7273	3,039,782,000.00
2015	Wegagen	0.0257	0.1460	0.4987	0.0505	0.1761	1,497,834,000.00	56,870,000.00	0.0405	0.7452	4,162,844,000.00
2016	Wegagen	0.0232	0.1339	0.3456	0.0507	0.1733	1,778,851,000.00	65,370,000.00	0.0413	0.7329	4,344,751,000.00
2017	Wegagen	0.0254	0.1586	0.3425	0.0484	0.1602	2,072,112,000.00	65,370,000.00	0.0442	0.7458	5,099,335,000.00
2008	Awash	0.0265	0.2625	0.3143	0.0907	0.1009	282,300,378.00	3,564,400.00	0.0247	0.7149	0.00
2009	Awash	0.0300	0.2809	0.5821	0.1411	0.1067	445,483,236.00	4,058,798.00	0.0326	0.6957	0.00
2010	Awash	0.0274	0.2580	0.4975	0.1392	0.1063	550,000,000.00	5,824,048.00	0.0201	0.6767	0.00
2011	Awash	0.0325	0.2698	0.5228	0.1459	0.1205	734,069,582.00	14,124,209.00	0.0192	0.6983	1,588,214,000.00
2012	Awash	0.0301	0.2390	0.3434	0.1000	0.1258	912,253,280.00	47,107,907.00	0.0225	0.7013	2,483,718,000.00
2013	Awash	0.0247	0.2123	0.4625	0.0502	0.1162	1,170,381,418.00	62,250,300.00	0.0267	0.7054	3,145,808,000.00
2014	Awash	0.0280	0.2381	0.3365	0.0512	0.1175	1,394,066,531.00	62,256,388.00	0.0279	0.6803	4,066,764,000.00
2015	Awash	0.0256	0.2026	0.3852	0.0513	0.1263	1,777,318,491.00	68,427,500.00	0.0318	0.7346	5,365,119,000.00
2016	Awash	0.0239	0.1890	0.3698	0.0491	0.1263	2,242,721,874.00	88,873,240.00	0.0339	0.7330	5,305,891,000.00
2017	Awash	0.0239	0.2085	0.3154	0.0490	0.1146	2,645,330,081.00	89,894,740.00	0.0357	0.7288	6,884,528,000.00
2008	Coop	0.0173	0.0792	0.4975	0.1672	0.2187	210,478,300.00		0.0341	0.7223	0.00
2009	Coop	0.0023	0.0151	0.5712	0.2580	0.1529	224,510,200.00	6,676,000.00	0.0398	0.7710	0.00
2010	Coop	0.0142	0.1328	0.5248	0.1550	0.1069	238,540,100.00	23,500,000.00	0.0368	0.7756	0.00
2011	Coop	0.0189	0.1923	0.5487	0.1406	0.0983	252,574,600.00	23,500,000.00	0.0324	0.7921	230,761,572.00
2012	Coop	0.0278	0.2445	0.4418	0.0845	0.1137	280,637,852.00	25,008,000.00	0.0286	0.7621	426,965,292.00
2013	Coop	0.0290	0.2719	0.5874	0.0460	0.1065	442,337,900.00	29,491,000.00	0.0313	0.6830	567,247,292.00
2014	Coop	0.0468	0.3155	0.3390	0.0447	0.1483	632,138,300.00	43,391,000.00	0.0415	0.7415	839,903,292.00
2015	Coop	0.0273	0.2214	0.3307	0.0476	0.1231	864,848,200.00	52,181,000.00	0.0530	0.6428	1,505,183,292.00
2016	Coop	0.0037	0.0320	0.3587	0.0519	0.1142	910,731,547.00	52,181,000.00	0.0760	0.7942	1,775,521,720.00
2017	Coop	0.0117	0.1370	0.3956	0.0511	0.0856	1,000,000,000.00	53,420,000.00	0.0536	0.8055	3,299,727,000.00
2008	United	0.0280	0.1946	0.5671	0.2314	0.1439	330,277,074.00	320,000.00	0.0238	0.7517	0.00
2009	United	0.0201	0.1800	0.5874	0.3682	0.1118	355,202,724.00	506,000.00	0.0230	0.7772	0.00
2010	United	0.0296	0.2736	0.5214	0.3699	0.1081	373,187,498.00	506,000.00	0.0220	0.8013	0.00
2011	United	0.0300	0.2572	0.5868	0.2272	0.1167	523,298,077.00	810,829,009.00	0.0203	0.7852	806,823,009.00
2012	United	0.0463	0.3690	0.4236	0.1021	0.1254	580,942,925.00	45,106,000.00	0.0258	0.7690	1,545,682,009.00
2013	United	0.0283	0.2347	0.3254	0.0496	0.1204	600,000,000.00	67,226,000.00	0.0285	0.8082	2,185,123,009.00
2014	United	0.0234	0.1766	0.3599	0.0500	0.1326	898,275,709.00	69,510,000.00	0.0339	0.7917	2,868,493,009.00
2015	United	0.0196	0.1668	0.3214	0.0487	0.1174	974,748,216.00	79,995,000.00	0.0411	0.8220	4,051,703,009.00
2016	United	0.0196	0.1636	0.3625	0.0500	0.1200	1,251,893,646.00	91,627,000.00	0.0416	0.7876	4,356,683,000.00
2017	United	0.0174	0.1517	0.4852	0.0503	0.1149	1,557,577,452.00	91,627,000.00	0.0388	0.8074	4,836,305,000.00