The impact of the banking sector development on the financial performance of the communication sector in sierra leone

2.8 Conceptual Framework 
The conceptual framework illustrates what you expect to find in this study and 
define the relevant variables and map out the relationship that occurs between 
them. The study seeks to identify the determinants of profitability in respect of 
financial performance of the communication sector in relations to banking 
sector services, thus independent variables includes loan and advances 
volume, interest rate, debt rate and Return on Assets (ROA) as the 
independent variable.
Figure 1: Conceptual Framework
 
 
 
 
 
 
 
 
 
Communication
Sectors Financial 
Performance 
(Return on 
Assets(ROA)) 
Loan & Advances 
Volume 
(LAV) 
 Interest Rate 
(IR) 
Debt Ratio 
(DR) 
Independent Variables
Dependent Variable 

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CHAPTER THREE
THEORETICAL AND EMPIRICAL REVIEW 
3.1 Introduction
The previous chapter provide some theoretical context on the research topic 
and a need for relevant empirical literature is of essence. This chapter provide 
readers with some relevant review on past study conducted on the following 
aspects, period and sample utilized, the design and methodology, results and 
recommendations. Analysis of empirical literature would help identify gaps in 
literature for the study to be undertaken. Results and finding from this research 
work, can then be compared and validated by the results and views of the 
reviewed literature.
There is not that much literature directly related to this study, especially in sub-
Sahara Africa but vast literature exists on the impact of the banking sector 
development to economic development, agriculture, manufacturing and also to 
other economic sectors and with lot of conflicting and contradicting results. A 
lot of hypothesis and variables has been established to determine the exact 
relationship. This study shall incorporate both theoretical and empirical 
literature, methodology contribution and tries to develop hypothesis to be able 
to come out with logical conclusion and a result that would add to existing 
literature.