Title Delivering the lowest B2C monthly price and highest value proposition to Merchant. Introduction

loan amount after PP would be 2201,56 - 200 = 2001,56

The subscription period does not change and will be the same as previously found (46).

Now we need to recalculate the monthly payment as well because initial subscription amount decreased. For that we will divide loan amount after PP with subscription period.

If we add numbers to this formula we get that new monthly payment will be 2001,56 / 46 = 43,51 €.

________________________

In case of prepayment pay attention to the fact that subscription residual value is not recalculated. So this will remain 463.8.

But when we calculate the subscription residual taken into account new monthly payment, we see that its (46 - 36 ) x 43,51 = 435,1

When we compare it with subscription residual value we see that it's 478,6 - 435,1 = 43.5 euros smaller.

This 43.5 € will be repaid back to the customer renews his device.