What Schools Will Never Teach You About Money By Robert T. Kiyosaki


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Five Levels of Investors
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also character flaws that hold me back. The way to great 
financial wealth is to strengthen your strengths and address
your character flaws. And the way to do that is by first
recognizing them rather than pretending that you’re perfect. 
We all want to think the best of ourselves. I’ve dreamed of 
being a Level-5 capitalist for most of my life. I knew this was 
what I wanted to become from the moment my rich dad 
explained the similarities between a stock picker and a person 
who bets on horses. But after studying the different levels of 
this list, I could see the character flaws that held me back. I 
found character flaws in myself from Level 4 that would often 
rear their ugly heads in times of pressure. The gambler in me 
was good, but it was also not so good. So with the guidance of 
Kim, my friends and additional schooling, I began addressing 
my own character flaws and turning them into strengths. My 
effectiveness as a Level-5 investor improved immediately.
Although I do operate today as a Level-5 investor, I continue to 
read and reread the five levels and work on improving myself. 
Here’s another question for you:
2. What level of investor do you want or need to be in the
near future?________________
If your answer to question two is the same as that in question 
one, then you are where you want to be. If you are happy where 
you are, relative to being an investor, then there’s not much 
need to read any further in this book. One of life’s greatest joys 
is to be happy where you are. Congratulations! 
Warning
Anyone with the goal of becoming a Level-5 Investor must develop their 
skills FIRST as a Level-4 investor. Level 4 can’t be skipped on your path to 
Level 5. Anyone who tries to do this is really a Level-3 investor—a gambler!
I have added a special section on FAQs, eight of them, about
Rich Dad’s financial education and programs.
With every FAQ answer, I will include why I believe the programs
we offer are important and essential for success in the brave new world 
of the new economy and how they can benefit you as you invest in 
yourself. You can choose to be a part of the solution in addressing the 
challenges we face in our world.
Robert 
Kiyosaki


Bonus FAQs
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