What Schools Will Never Teach You About Money By Robert T. Kiyosaki


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My rich dad said
“Choose your teachers wisely.”
Introduction
HOW DO YOU 
CATCH A MONKEY?
1
Natives of Africa and Asia have used this technique to catch 
monkeys for thousands of years: The hunter finds a tree with a small 
hole in the tree trunk and places fruits or nuts inside the hole. A 
monkey comes along, puts their fist in the hole and grabs onto the 
fruit or the nuts. The monkey’s fist, now clenched and filled with 
the fruit or nuts, cannot be withdrawn from the hole, trapping the 
monkey. Rather than let go of the fruits or nuts, the monkey twists 
and turns, pulls and tugs, but refuses to let go. The native returns
and at their leisure, kills or captures the monkey.
Humans are similar to monkeys. Rather than cling to fruits or 
nuts, humans cling to job security, their possessions, and money. Due 
to a lack of financial education, like the trapped monkey, most people 
will spend their lives as wage slaves of their employers and tax slaves 
of the government.
When the global financial crisis began in 2007, many people 
clung even more tightly to their jobs in the hope of not being one 
of those who were laid off. Millions held on tightly to their homes, 
even though they could not pay the mortgage. Most cut back on 
their spending and saved more, even though the federal government 
was printing trillions of dollars, destroying the purchasing power of 
their savings. Workers stuffed even more money into their retirement 
plans, even though the stock market had crashed, wiping out their 
prior gains. And school enrollments boomed, as more people headed 
back to school, even though unemployment was soaring. 


Introduction
Unfair Advantage
3
2
Financial education was not important in the Industrial Age. 
In 1989 the World Wide Web was born. The Industrial Age 
ended and the Information Age began.
In the coming decade, more jobs will be replaced by technology 
as our factories are dismantled, shipped, and rebuilt in low-wage 
countries. The idea of a high-paying job for life and a retirement 
paycheck for life is an obsolete idea.
Today, the United States is the biggest debtor nation in world 
history. The United States cannot afford social programs such as 
Social Security and Medicare.
In the Information Age, the age where job security and a pension 
for life are not guaranteed, financial education is essential.
Unfortunately, like a monkey with its fist caught in a tree, millions 
of workers cling to Industrial-Age ideas such as going to school,
job security, steady paychecks, medical benefits, early retirement
and government support for life.
In this book, you will find out what kind of education is best 
for preparing you for the Information Age.

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