What Schools Will Never Teach You About Money By Robert T. Kiyosaki

Afterword
203
An Unfair ROI
202
the central banks are printing trillions of dollars. Saving money is like 
investing in “original Picassos” as they come off the printing press. 
We’re talking reproduction… not real.
The best way to beat the central banks is to print your own real 
money. I have been printing my own real money for years—legally, 
ethically, and morally, and with the blessing of the government.
You can do the same, but first you must invest in your financial 
education—because your financial education is your unfair advantage 
to gaining an infinite ROI.
In closing, my rich dad often said, “Your brain is your greatest 
asset. Your brain can also be your greatest liability.”
I wrote this book to give you the unfair advantage of turning your 
brain into your greatest asset.
If you fail to turn your brain into an asset, don’t worry. You 
can always be a monkey. As you know, monkeys do not know the 
difference between bananas and real money. To them, it’s all the same.
I hated school—but I love learning.
The Purpose of Education
The true purpose of education is to grant a person the power to 
turn information into meaning. The trouble in the Information Age 
is that there is an avalanche of financial information and a lack of 
financial education.
Without financial education, millions of people are no better 
than a Pavlovian dog, doing as they are trained to do. Ring the school 
bell, and employees find a job and turn their money over to the 
government, bankers, and Wall Street.
What Do I Do?
A few days ago, I went into my local health-food store. The clerk 
who works in the store is a wealth of knowledge. He has a master’s 
degree in agriculture and worked as a farmer. Unfortunately, a three-
year drought and back taxes cost him his family farm. He found a job 
working in a health-food store specializing in organic produce. He has 
been a hardworking employee, managing the store for over twenty years.
As he was ringing up my purchases, he said, “Did you know the 
Federal Reserve Bank is not federal?”
“Yes,” I said, nodding my head.
“Do you know the Fed and the U.S. Treasury are printing trillions 
of dollars out of thin air?” 
Again I nodded my head.

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Afterword
Unfair Advantage
205
204
“Organic food is a growing business. Do you think I could do the 
same thing?”
“You might.”
“Should I go back to school?”
“Education is important,” I said. “But you might want to look for 
a different type of school.”
“Have you noticed the price of food going up—even though the 
government says there is no inflation?”
“Yes,” I said. “I have noticed the prices creeping up.”
“So how can the government say there is no inflation?”
“I’ve wondered that myself.”
Placing the food in the bags, he asked, “May I ask you a question?”
“Sure.”
“Are we in trouble?”
“Some people are,” I said.
“I don’t have anything,” he said. “I have a few dollars in savings. 
I’ve been a renter all my life because my credit rating is so bad. And 
my retirement plan was destroyed by the crash, so I pulled my money 
out early and was penalized for early withdrawal.”
I just shook my head silently.
“What can I do? Is it too late for me to start over? Am I too old?”
“How old are you?” I asked.
“I’m 52.”
“You have a lot of time,” I said. “Colonel Sanders started 
Kentucky Fried Chicken when he was 66.”
“He had to start over at 66?”
“Yes. He went broke when a new highway bypassed his single-
store fried-chicken business. Once he saw how much his Social 
Security check was, he knew he was in trouble. So he packed his bags 
and began selling the rights to his special recipe to restaurants across 
the United States. He was turned down over 1,000 times before 
someone finally said yes. That led to his franchise operation. He took 
it public on the stock exchange, and he became a rich and famous 
man. Today, you can find Kentucky Fried Chicken (KFC) all over the 
world. He has made a lot of people rich.”

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