1. What three examples does the writer give of place which we might want to improve ?

Abdushukurov Doniyorjon

Mass-119

Week-9

Ex.4

1.What three examples does the writer give of place which we might want to improve ?

Rewarding,encouraging and punishing people through rules.

2.according to the writer,what is the problem with simply following rules ?

Stratification of people and mitigation of punishment for rich people and aggravation of punishment for poor people.

3. what do incentives discourage people from doing ?

When workers are encouraged,problems at work are hidden,some shortcomings are ignored

4. What happens if you have moral skill but you don’t have moral will ?

Otherwise you are afraid to take risks and not use your skills enough ! which causes many proplems

5.how does Schwarz think the priorities of bankers have changed ?

They made sure people weren’t taking on more debt than they could manage, that they were saving for rainy day. But by focusing on incentives, banking lost its moral will.

6. What three things Schwarz think we need to improve in our systems and institutions ?

Our own rules, incentives and consideration of our opinions.

In my opinion ! every pupil should be encouraged enough to teach, but lazy pupils should be forced to study ! some pupils are lazy even though they are encouraged and participate in the temporary teaching process so there should be strict rules in schools, lazy pupils should fall from class to class if they don’t pass the exams !