2021 Environmental Social & Governance Report

COMMUNITY DEVELOPMENT
Our work in the Community Development area of our Target supports areas such as homeownership and affordable 
housing, small business, education and health care, with a focus on LMI and Black, Hispanic and Latino individuals 
and communities. 
In 2021, we reflected approximately $61 billion of financing and facilitation towards this objective. 
The Community Development objective also highlights our commitment to racial equity, and includes many of the 
activities we are engaging in as part of our five-year $30 billion Racial Equity Commitment. By the end of 2021, we had 
deployed or committed more than $18 billion toward our $30 billion goal. Of this $18 billion, more than $16 billion is 
also reflected here within the Community Development objective of our Sustainable Development Target. For more 
details on our Racial Equity Commitment, see page 21.
Our Target in Action: Refinancing Affordable Housing Units in New York 
In June 2021, JPMorgan Chase, through the Corporate & Investment Bank, provided $600 million of financing to A&E 
Real Estate to facilitate the refinancing and preservation of a portfolio of 53 rent-regulated residential buildings 
comprising 3,531 rental units located in high-cost areas throughout the Manhattan, Brooklyn, Queens and Bronx 
boroughs of New York City.
The largest single property in the portfolio is the 1,229-unit Riverton Square complex in East Harlem. Originally 
constructed in the 1940s, the development provided an alternative to the many housing projects that discriminated 
against non-White residents that were built in the same period. As such, it provided housing opportunities to 
predominantly Black families and represents the storied history of the Black community in New York. Riverton Square is 
subject to a regulatory agreement to maintain 975 affordable units (79% of the property), which ensures long term 
affordability at the complex. The agreement establishes that as leases expire on the units, they remain affordable to 
various income brackets (60%, 80% and 125% of area median income). As of October 2021, 96.5% of the property was 
classified as affordable.
8
Totals may not sum due to rounding.
9
Mixed Use is comprised of transactions where the use of proceeds may facilitate activities across more than one eligibility criteria, such as social bonds.
Select Eligibility Criteria by Dollar Amount 
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INTRODUCTION
Message from Our Chairman & CEO
Company at a Glance
Our Approach to ESG
Feature: Our $2.5 Trillion 
Sustainable Development Target
ENVIRONMENTAL
SOCIAL
GOVERNANCE
ESG REPORT APPENDICES

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Environmental
A healthy environment is crucial to the long-term success of the economy and of communities around the 
world, but climate change and other environmental challenges pose increasing threats to our collective future. 
As a global financial institution working with clients in nearly every sector of the economy, we have an 
important role to play in tackling environmental challenges. Our strategy includes financing and investment 
solutions to help accelerate the transition to a low-carbon, sustainable economy, supporting our clients with 
strategic advice and continuing to minimize the environmental impact of our own operations. 
2021 Highlights 
• 
Set our first portfolio-level emissions intensity 
reduction targets for three sectors – Oil & Gas, 
Electric Power and Auto Manufacturing – and 
published our Carbon Compass
SM
methodology
• 
Joined the Industry-led, United Nations-convened 
Net Zero Banking Alliance ("NZBA") and the Net 
Zero Asset Management ("NZAM") initiative
• 
Issued a $1.25 billion green bond in August 2021
• 
Financed and facilitated $106 billion in support 
of the green objective of our Sustainable 
Development Target
• 
Reduced Scope 1 and 2 greenhouse gas (“GHG”) 
emissions in our global operations by 
approximately 15%
• 
Met our goal to maintain carbon neutral 
operations for the second year in a row
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Advancing Climate and 
Sustainability Solutions
Developing solutions to environmental challenges such as climate change is important to protecting our planet and 
creating long-term, sustainable economic growth. The financial sector has a unique role to play, particularly in 
mobilizing the capital necessary to develop new technologies and build sustainable infrastructure.
At JPMorgan Chase, we are using our capabilities to promote sustainable business practices and help our clients 
respond to and drive new solutions to the challenges the world faces. This includes working with clients to support the 
transition to a low-carbon economy and providing sustainable investing and financing solutions.
Supporting the Transition to a Low-Carbon Economy
Climate change is one of the most critical challenges facing our planet and society. We are responding by minimizing 
the carbon footprint of our own physical operations (see page 17), and by leveraging our business to support and 
accelerate the global transition to a low-carbon economy. 
In recent years, many governments, businesses and NGOs have aligned around the collective ambition to reduce 
global emissions to net zero by 2050. However, the world is not on track to achieve this goal. Achieving net zero by 
2050 requires transforming the global energy system, as well as making significant changes in how key goods and 
services are produced and delivered. The financial sector will play a key role in facilitating the substantial investment 
of this transition. 
As a global financial institution, our strategy is focused on providing financing, strategic advice and investment services 
to help clients adapt to and thrive in a low-carbon economy.