Administrative Structure of the program: To understand where the program is now, it is important to trace it’s somewhat convoluted developmental trajectory


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Financial Analysis Of Bank Al Bilad

Andrew R. Stambaugh is an Honors student at Norfolk State University and majoring in management information 
systems and finance. He has been a member of the Spanish Club, the Society for the Advancement of Management, 
the Finance and Banking Association, the Honors College at NSU, the NSU School of Business Honors Council, the 
Alpha Kappa Mu Honor Society, the Golden Key International Honour Society, and the Beta Gamma Sigma Honor 
Society and has made the Dean’s list every semester he has been enrolled at NSU.
Zunaidah Sulong is a lecturer in the Department of Finance and Banking, Faculty of Business Management and 
Accountancy, Universiti Sultan Zainal Abidin (UniSZA). She is currently the Deputy Dean for research and 
postgraduate studies. Prior to joining UniSZA in 2009, she served Universiti Putra Malaysia (UPM) for 5 years. 
During her tenure at UPM, she won the Best Paper Award (finance category) at the Faculty Seminar 2007. She also 
won 1 Silver and 2 Bronzes awards in 2008 and 1 Silver award in 2007 at the UPM Research Exhibition. Dr. 
Zunaidah holds a Doctorate in Business Administration and a Master of Business Administration from Universiti 
Kebangsaan Malaysia. In addition, she has also obtained a Bachelor of Business Administration (Honours) degree in 
Finance from Universiti Utara Malaysia. Her current research interests focus on issues related to corporate finance, 
governance, auditing as well as Islamic finance, banking, and accounting. Her articles have been published in 
several national and international refereed journals, such as International Journal of Business Governance & Ethics, 
International Business Research, Journal of Modern Accounting and Auditing, International Business & Economics 
Research Journal, Southwest Review of International Business Research, Capital Markets Review, Malaysian 
Accounting Review, Sinergi – Kajian Bisnis & Manajemen and Jurnal Siasat Bisnis. She has also actively 
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