Benefits a. Medical benefit : An insured or a member of his or her family
requiring medical help is entitled to receive medical facility free
of charge in a hospital either run by ESI corporation or by any
other agency.
b. Sickness benefits : An insured worker in case of certified
sickness is entitled to receive cash payment for a maximum of
91 days in any continuous period of one year. The daily rate of
sickness benefit is calculated as half of average daily wage.
c. Maternity benefit : An insured woman is entitled to receive
cash payment calculated at a full average wage for a period of 12
weeks of which not more than 6 weeks shall precede the expected
data of her confinement.
d. Disablement benefit : This benefit is entitled to insured worker
in case of industrial accidents and injury. Compensation differs
depending on temporary disablement, permanent partial
disablement and permanent total disablement.
