Household financial decision making: Qualitative research with couples

43
References
References
Bernasek, A. and Bajtelsmit, V. L. (2002). Predictors of women’s involvement in household financial 
decision making. Financial Counselling and Planning Vol. 13 (2).
Bryan, M. et al. (2011). Who Saves for Retirement? The Strategic Society Centre and Institute for 
Social & Economic Research. 
http://haec-clients-public.s3.amazonaws.com/ssc/pdf/2011/12/07/Who_Saves_for_Retirement.pdf
Friends Provident Foundation (2010). Assets and debts within couples: intelligence on financial 
inclusion.
http://www.friendsprovidentfoundation.org/reports.asp?section=24§ionTitle=Reports
Smith, S. (2006). Persistency of pension contributions in the UK: Evidence from aggregate and micro-
data. CMPO, University of Bristol, Working Paper No. 06/139.
Thaler, R.S. and Sunstein, C.R. (2008). Nudge: improving decisions about health, wealth, and 
happiness. London: Yale University Press.
Thomas, A. et al. (2009). Individuals’ attitudes and behaviours around planning and saving for later 
life. DWP Working Paper No 72.

---

This qualitative research was undertaken to understand more about just how couples
go about making financial decisions and particularly those around pensions and 
retirement planning. 
It addresses questions such as: How do couples differ in how they go about making 
financial decisions? Do couples discuss and coordinate their pension planning?
And how will they react to the introduction of automatic enrolment?
If you would like to know more about DWP research, please contact: 
Carol Beattie, Central Analysis Division, Department for Work and Pensions,
Upper Ground Floor, Steel City House, West Street, Sheffield, S1 2GQ.
http://research.dwp.gov.uk/asd/asd5/rrs-index.asp
Published by the 
Department for Work and Pensions
August 2012
www.dwp.gov.uk
Research report no. 805 
ISBN 978-1-908523-79-2

---