Republic of uzbekistan andijan machine-building institute fundamentals of business management


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Economic Responsibility 
All states have different financial liability laws. These laws prevent economic losses that can be 
caused by drivers. If you are the cause of an accident and do not pay for your injuries and damages, 
the legal system will take action against you. . They may withdraw funds from your property or 
savings. Your driver's license may be revoked or you may be fined. Financial liability laws hold 
you legally responsible for any harm you cause to people. You are also responsible for damages to 
other people's property. 


Compulsory insurance 
Most states require car owners to carry some type of car insurance before they can get a license for 
their car. In these states, mandatory insurance has been introduced for car owners to cover damage 
to persons and property. Laws on compulsory insurance do not allow car owners to register their 
cars or obtain a driver's license without having compulsory insurance coverage. What are the 
economic liability laws? 
- The goal :Explaining car insurance coverage 
Car insurance coverage 
Insurance companies offer different types of car insurance coverage. Two social sections cover 
personal and property damage. In table 20-1, you can see the different types of car insurance 
coverage. 
Personal injury coverage 
Personal injury coverage covers physical damage, medical bills, and uninsured motorist coverage. 
These 3 types of coverage are the basis of the amount paid by auto insurance companies. 
Protection from physical harm 
Motorist personal injury insurance covers sudden injuries or deaths. This type of insurance 
includes people in other cars, insured passengers and pedestrians. Insured and in most cases, the 
insurance of close family members is not covered. The amount of compensation for physical 
damage is measured between the parties in 100/300 parts. First of all, it is paid by the insurance 
company to each person involved in the accident. 

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