Secrets of the Millionaire Mind

part will be doubly wet.” As I stood over the puddle, I realized 
this is exactly the way it works with money. There’s plenty of 
it, trillions of trillions of dollars floating around, it’s in definite 
abundance, and it has to go somewhere. The deal is this: if 
somebody isn’t willing to receive his or her share, it must go to 
whoever will. The rain doesn’t care who gets it and neither 
does money.
At this point in the Millionaire Mind seminar I teach people 
the special prayer I created after my experience under the tarp. 
Of course it’s a little tongue-in-cheek, but the lesson is 
obvious. It goes like this: “Universe, if anyone has something 
great coming to them and they’re not willing to take it, send it 
to me! I am open and willing to receive all of your blessings. 
Thank you.” I have the entire audience repeat this with me and 
they go crazy! They’re excited because it feels amazing to be 
totally willing to receive, and it feels great because it’s totally 
natural to do so. Anything you’ve made up to the contrary is, 
again, just a “story” that isn’t serving you or anyone else. Let 
your story go and your money come.
Rich people work hard and believe it’s perfectly appropriate 
to be well rewarded for their efforts and the value they provide 
for others. Poor people work hard, but due to their

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Secrets of the Millionaire Mind
feelings of unworthiness, they believe that it is inappropriate 
for them to be well rewarded for their efforts and the value 
they provide. This belief sets them up to be perfect victims, 
and of course, how can you be a “good” victim if you are well 
rewarded?
Many poor people actually believe they are better people 
because they are poor. Somehow they believe they’re more 
pious or spiritual or good. Baloney! The only thing poor 
people are, is poor. I had a gentleman at the course come to 
me in tears. He said, “I just don’t see how I could feel good 
about having a lot of money when others have so little.” I 
asked him a few simple questions: “What good do you do for 
poor people by being one of them? Whom do you help by 
being broke? Aren’t you just another mouth to feed? Wouldn’t 
it be more effective for you to create wealth for yourself and 
then be able to really help others from a place of strength 
instead of weakness?”
He stopped crying and said, “For the first time, I got it. I 
can’t believe what garbage I’ve been thinking. Harv, I believe 
the time has come for me to get rich and, along the way, help 
others. Thank you.” He went back to his seat a new man. I got 
an e-mail from him not long ago telling me he’s making ten 
times what he used to earn and that he’s feeling awesome 
about it. Best of all, he says, it feels tremendous to be able to 
assist some of his friends and family who are still struggling.
This leads me to an important point: if you have the 
wherewithal to have a lot of money, have it. Why? Because the 
truth is that we are extremely fortunate to be living in this 
society, a society whereby each person is in fact rich compared 
to many other parts of the world. Some people just don’t ever 
have the opportunity to have a lot of money. If you are one of 
the lucky people who do have that ability, 

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The Wealth Files - 119
and each of you is or you wouldn’t be reading a book like this, 
then use your wherewithal for all it’s worth. Get really rich and 
then help people who don’t have the opportunity you did. 
That makes a lot more sense to me than being broke and 
helping no one.
Of course there are the people who will say, “Money will 
change me. If I get rich, I might turn into some kind of greedy 
jerk.” First, the only people who say that are poor people. It’s 
just another justification for their failure, and it comes from 
just another one of the many “inner” weeds in their financial 
garden. Don’t buy it!
Second, let me set the record straight. Money will only make 
you more of what you already are. If you’re mean, money will afford 
you the opportunity to be meaner. If you’re kind, money will 
afford you the opportunity to be kinder. If you’re a jerk at 
heart, with money you can be jerkier. (I know there’s no such 
word, but if you were a real jerk, you’d find a way.) If you’re 
generous, more money will simply allow you to be more 
generous. And anyone who tells you different is broke !