Some people say that to prevent illness and disease, governments should focus more on reducing environmental pollution and housing problems

general vicinity around where you are
in popular media on TV, online, websites
there is a greater chance that within any given community it is more likely in any neighborhood
K-Pop idols Korean singers
well-known entrepreneurs famous founders
and so on etc.
diversity different groups of people
fractures divisions
social fabric how society is held together
struggles attempts
attracted to extremist views online vulnerable to strong opinions on the internet
alienated feeling separate from
mainstream or traditional society normal society
acceptance feeling welcomed
racist against other races
prejudiced judging others based on their group, ethnicity
controversial unpopular opinions
imitate the famous individuals taking advantage of their vulnerabilities copy people who are exploiting their weaknesses
corporate globalization companies around the world
the general citizenry people
polarizing behavior among younger generations younger people becoming more extreme in their views
Lesson-6


Today, many people use the internet and smartphones to transfer money to friends, family, and businesses.
Is this a positive or negative development?
An increasing number of individuals today take advantage of online applications to transfer money to friends, family, and various businesses. In my opinion, this is a largely positive development though there is greater potential for fraud, particularly among less internet-savvy segments of the population.

Dogmatic – keskin

Those who oppose sending money online point out the potential dangers. When transferring money online, there is a chance that one’s password could be exposed to hackers, the transaction may be fraudulent, or the senders themselves might make a mistake in how much money is transferred. Most younger people are able to avoid these complications but older users are particularly vulnerable to fraud. For instance, every year thousands of retired citizens fall victim to identity theft after opening phishing emails and naively clicking on the links inside. Many of these individuals are unable to recover their money afterwards as cybercrime is a complex, international problem.

Fraudster

However, online transfers are tremendously convenient for the vast majority. In the past, a person who wanted to make a transfer to a family member, friend, or business would have to make a trip to the bank, wait in line, and fill in various forms. Not only do online transfers save time but they also allow for greater flexibility. Users can transfer sums to multiple parties, monitor their transactions, cancel them or ask for refunds, and keep their own records with ease. All these features would previously require additional trips and phone calls with a physical bank. In the aggregate, the time saved is a significant factor for individuals and business and the main reason online banking has become the de facto norm in recent years.

In conclusion, individuals must be mindful of potential fraud; however, transferring money online is a clearly beneficial technological advancement. There is little doubt that it will only become more pervasive in the future.