Speaking Killer sam ielts

Q. 4. When should you start saving for retirement? 
Answer: Well, the act of saving for retirement should start as soon as 
people start to earn, ideally speaking of course. But, unfortunately, we 
are not exactly living in an ideal world where our all financial needs are 
met just the way, we like. Therefore, saving, sometimes, can be the last 
thing in our minds which we really worry about. Besides, when we are 
young, we tend to be “carefree”, and we also want to enjoy our lives to 
the “fullest” by spending whatever money we have. As a result, we 
can’t, more often than not, really save any money despite our best 
efforts and intention when we are young and “restless”. Nevertheless, 
saving should always be a priority for us, and as such, we should get on 
it as soon as it is convenient for us. 
Q. 5. Why do some companies encourage early retirement? 
Answer:
Some companies “encourage” early retirement for a number of 
reasons. For example, they may want to make rooms for younger 
candidates with fresh and more dynamic ideas. Some companies also 
would encourage early retirement because they want to cut cost by 
getting rid of highly paid employees. Finally, some companies promote 
early retirement also because they have hit their “financial goals” and 
that they are not expecting any more growth for their companies. 
However, these kinds of early retirement are not necessarily so bad 
because they usually involve good “financial incentives”. 

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Q. 6. Do you think the state should take 
responsibility for retirees who worked in private companies 
rather than government organisation? 
Answer:
Yes, the state should have a responsibility in taking care of 
retirees of the private companies in some capacity primarily because 
they also contribute to the economy of a country. However, it doesn’t 
necessarily mean that the private retirees are also “paid” by the 
government just like the government retirees, but rather the 
government should extend its helping hands to private company retirees 
also in order to ensure a “minimally secured financial future” for them 
should the private companies fail to do so. After all, it is also the 
responsibility of the government to encourage, if not “force”, the private 
companies to take care of their ‘retirees’ in whichever capacity they can 
afford. 
IELTS Speaking Part 3 topic: 
Photography.
1. Is it easy to take good photographs? Why/ Why not? 
2. What are the pros and cons of digital photography? 
3. Should people share their photographs online? Why/ Why not? 
4. When can an image be worth a thousand words? 
5. Is a photograph a reliable form of identification? Why/ Why not? 
6. Is it necessary to take a course to become a good photographer? 
Why/ Why not?