The impact of the banking sector development on the financial performance of the communication sector in sierra leone

2.7.3 Debt Ratio ........................................................................................... 28 
2.8 Conceptual Framework ........................................................................ 29 
CHAPTER THREE........................................................................................ 30 
THEORETICAL AND EMPIRICAL REVIEW ............................................... 30 
3.1 Introduction ........................................................................................... 30 
3.2 Related Theoretical Literature.............................................................. 30 
3.3 Banking Theories .................................................................................. 32 
3.3.1 Financial Intermediatıon Theory of Banking.................................... 32 
3.3.2 Fractional Reserve Theory of Banking ............................................. 33 
3.3.3 Credit Creation Banking Theory ....................................................... 34 
3.4 RELATED EMPİRİCAL LİTERATURE .................................................. 34 
3.5 Conclusion ............................................................................................ 49 
CHAPTER FOUR.......................................................................................... 50 
METHODOLOGY.......................................................................................... 50 
4.1 Introduction ........................................................................................... 50 
4.2 Research Design ................................................................................... 50 
4.3 Participants ........................................................................................... 51 
4.4 Data Source and Collection ................................................................. 52