Тошкент давлат иқтисодиёт университети ҳузуридаги илмий даражалар берувчи dsc

Implementation of the research results. Based on scientific proposals and 
practical recommendations developed during the research process: 
to meet the moderate level of overdue loans, acceptable limits on these loans, 
and allowances for loan losses, to meet regulatory requirements for commercial 
banks' liquidity, and to moderate return on assets to address the issue of unbalanced 
liquidity in the activities of commercial banks. The relationship between the amounts 
and amounts of assets and attracted funds obtained It fourteen proposal to provide 
rural bank practice (AT Rural Construction Bank as of October 2, 2019,
No. 04 / 27-45-8929 reference). As a result, the volume of highly liquid assets of JSC 
Qishloq Qurilish Bank in 2017 increased by 55.0% compared to 2016; 
The proposal to increase the level of banks' liquidity by reducing the weight of 
demand deposits in gross deposits with the transfer of a stable balance of demand 
deposits of commercial banks to highly liquid securities is introduced into practice of 
"Qishloq Qurilish Bank" Reference No. 04 / 27-45-8929). As a result, the share of 
non-profitable monetary assets in the total amount of non-profit assets decreased by 
0.1 percentage points in the JSC "Qishloq Qurilish Bank" in 2017, the share capital in 
the regulatory capital increased by 8.4 percentage points; 
Commercial banks propose to increase their current liquidity and financial 
stability by reducing the share of transactional deposits in gross deposits and 
maintaining a standard interest rate net margin (Turonbank's 16 / 02-286 dated 

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46 
October 30, 2019). number directory). As a result, the net interest margin increased 
by 1.5 percentage points in 2018 compared to 2017; 
Turonbank introduced the principle of instant liquidity ratio of not less than
0.20 by stimulating cash inflow to the cash departments of commercial banks, 
ensuring the stability of the bank's Nostro correspondent accounts in the national 
currency and reducing the share of transactional deposits in total gross deposits. 
Turonbank's Bulletin No. 16 / 02-286 of October 30, 2019). As a result, Turonbank 
will provide instant liquidity ratio of not less than 0.20 in 2018.