What Schools Will Never Teach You About Money By Robert T. Kiyosaki

1. “I’ll never be rich.”
If that idea is not replaced, then the idea becomes your reality.
This book was written to change that thought—if you want
to change it.
2. “The rich are greedy.”
In this book you will find out that being rich requires being 
generous. You will find that E’s and S’s are often more greedy
than B’s and I’s.
3. “I’d rather be happy than rich.”
Why not be both? Thinking you can only have one is caused
by limited thinking.
4. “Taxes are unfair.”
In this book you will find that taxes are very fair and how
taxes make the financially educated richer.
5. “I’ve got to work hard.”
In this book you will find out why those that work hard pay
the most in taxes.
6. “Investing is risky.”
In this book you will find out why investing is not risky. Most
importantly, you will find out why the financially uneducated
are sold the riskiest investments of all.

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Introduction
Unfair Advantage
17
16
If the DJIA had performed as well as gold, in 2010 the DJIA
would have been over 45,000.
In spite of these horrible statistics, millions still follow this advice.
Does this mean you should invest in gold?
Absolutely not. This means it is best to gain real-world 
financial education. If you are like most people and not 
interested in your financial education, then do as the experts 
tell you to do, which is to turn your money over to them.
Remember, gold is not a good investment if you are a bad 
investor. Nothing is a good investment if you are a bad investor.
In this book you will find that the more financial education 
you have, the more money you make, the less you will pay in 
taxes, and your returns will go up as your risk goes down.
One day I asked my rich dad, “Do you think real estate is a
good investment?”
His reply was, “I don’t know. Are you a good investor?”
I then asked, “What advice do you have for the average investor?”
His reply, “Don’t be average. Average investors make smart 
investors rich.”
What you invest in—whether it’s business, real estate, 
paper assets, or commodities—is not as important as your 
investment in yourself. If you are a fool, you will probably lose 
no matter what you invest in.
This book is about investing in your financial education.