Effect of interest rate risk on financial performance the mediating role of banking security degree: evidence from the financial sector in jordan

Study model

Based on the study problem and previous studies. The re- searcher developed the following research model which is shown in Figure 1.



Figure 1. The research model (source: developed by researcher)

4. Data collection procedures

We use the following sources and references to complete this study:
Annual reports published by the study community banks, books, scientific research, periodicals, and refer- ences related to the subject, master’s theses, and doctoral theses published online.

6. Data analysis and hypothesis testing

   1. Descriptive analysis

Table 1 explains the descriptive analysis results. Accord- ingly, the results indicate that the study population is rela- tive in terms of interest rate risks, banking security degree, and financial performance, where the arithmetic mean is 9.3788, 12.2724, and 12.1234, respectively. Moreover, the
standard deviations are 2.88120, 4.00122, and 3.47180. These results are due to the difference in the size of assets in the study population.


Table 1. The descriptive analysis

Variables	N	Mean	Std.
IRR	104	9.3788	2.88120
BSD	104	12.2724	4.00122
ROE	104	12.1234	3.47180
Valid N (listwise)	104

Note: whereas: IRR: Interest rate risk; BSD: Banking security de- gree; ROE: Return on equity.

2.