15.. Making any false statement in any return, balance sheet or other documents or information given under the BR act (sec46) punishable. A.. The above is incorrectB.. The above is not incorrect.C.. Punishment is not for any as stated above.D.. Punishment is applicable only when there is willfully any false statement and so on.
16.. A is the nominee of the Safe deposit articles, deposited by R with bank L. In the event of death of Ra.. The legal heirs of A will receive the safe deposit articlesc.. According to the Will the same will be given to the person mentioned therein otherwise to legal heirs of R.d.. L will have to hand over to A after completing the related formalities.
17.. A & B has kept a joint Reinvestment plan deposit with bank J. U was nominated. Both the depositors unfortunately died along with U nominee while traveling in a car due to accident.a.. Money will be retained by the bank.b.. Legal heirs of A, B & C would get.c.. Legal heirs of C alone would getd.. All the above are wrong.
18.. The co-operative banks are under the regulatory purview of the Reserve Bank of India. This is due to the amendment to b . Cooperative Actd . Both a & b
19..The State Bank of Hyderabad has been established as per the provisions of A.. Hyderabad State Bank ActB.. State Bank of Hyderabad ActC.. State Bank Of India ActD.. Reserve Bank of India Act
a.. State Bank of India (Amalgamation) Ordinance,1955b.. State Bank of Saurashtra Act,1955c.. Saurashtra State Bank Act,1950d.. Saurashtra State Banks(Amalgamation) Ordinance, 1950
21.. For State Bank Of India Audit who can be eligible to conduct Audit. A.. Director of the BankC.. Member of a Local CommitteeD.. An Office of the State Bank of India
22..For conducting audit of the State Bank of India, the appointment of auditors done A.. By Reserve Bank of India independentlyc.. By Central Governmentd.. By RBI in consultation with Central Government
23..State Bank of Mysore was established as per the provisions of A.. State Bank of Mysore ActB.. State Bank of India ActC.. Reserve Bank of India ActD.. State Bank of India (Subsidiary Banks) Act
24.. RBI’s refusal of licence will make the company ineligible to undertake banking business, but still the company can carry on other business like money lending. . RBI can stipulate a higher requirements of capital for the purpose of licensing a banking company, the RBI has to be satisfied that the company has adequate capital structure and earning prospects
25..The Commercial Banks were Nationalised as per ..The Bank Nationalistion Act (Banking Companies (Acquisition and Transfer of Undertakings)Act,1970.. The Banking Companies (Acquisition and Transfer of Undertakings) Act,1980... The First nationalisation took place in 1969 and the Second in 1980... In the first nationalisation 14 Scheduled commercial banks were nationalised followed by 6 in the next stage.
a.. 14b.. 06c.. 19d.. 20
27.. In addition to the conditions applicable to domestic banks, for foreign banks RBI will look intoa. Whether the carrying on of banking business by the company in India will be in public interest.b. Whether the government of the law of the country in which the company is incorporated discriminates in any way against banking companiesC.. Whether the company complies with the provisions of the BR Act as applicable to foreign companies
28.. As per the BR act, a foreign bank (banking company incorporated outside India) operating in India has to deposit and keep deposited with RBI an amount of Rs.15 lacs (for such banks having places of business in Mumbai or Kolkata or both Rs.20 lacs) .. In addition to above, 20% of profit to be remitted with RBI
29..The amount of deposit with RBI by foreign banks to be kept in
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