Report on the Implementation of the Russian Officer Resettlement Certificate Program

The Russian Officer Resettlement Certificate Program in
Pskov Oblast 
The Russian Officer Resettlement Certificate program in the Oblast of Pskov started on April 28, 1995.  At the time
of the of the program suspension on May 31, 1995, 55 officers had received certificates.  This represents 37 percent
of the 150 officers who would have been housed under the terms of the MOU which was signed on March 10, 1995.
Site Selection:
In Pskov Oblast the cities of Pskov, Veliki Luki and a number of smaller municipalities were selected to participate in
this program.  The Certificate Follow-on program, conducted by Urban Institute (UI), had already been issuing
certificates in Pskov, and the Oblast administration was eager to have the Certificate program continue in the Oblast. 
The Oblast also had the added advantage of being close to the Baltic states.  And finally any additional training at
the bank and the administration would be minimal.  The Pricing Center in the Oblast administration’s Department of
Construction continued to supply us with prices as they had with UI.
Bank Selection:
None of the ISBs had affiliates or branches in Pskov.  Pskovakobank was chosen on the strength of their proposal,
and based on the fact that this bank had been chosen to work in the pilot program.  Pskovakobank was selected on
the recommendation of the administration of the city of Pskov, Urban Institute, Tveruniversalbank,  and approved by
Minstroi.
The subcontract signed between the bank and Abt Associates provided that Pskovakobank receive $1,000 for every
processed officer.  For the 53 officers who have closed on their units, the bank has received $53,000 in payment.
A modification to the subcontract was signed adding a new task : verification of officer occupancy of their units. 
The bank received $1,000 to do this additional work.  To date they have verified that 12 officers have moved in.  
Pricing:
The Department of Construction for the Oblast sent us pricing data and the pricing projections were done by Abt
Associates Inc.  The amounts paid for the redemption of certificates are listed below:
Number of
certificates
Amount Paid*
Total_53_100.00%_The_table_below_lists_the_number_of_officers_who_fall_into_each_of_the_three_eligibility_categories._Officers_and_their_category_classifications'>Total Paid
12
$21,250
$255,000.00
1
$22,085
$22,085.00
8
$22,500
$180,000.00
1
$24,948
$24,948.00
31
$25,000
$775,000.00
$0.00
Total
53
$115,783.00
$1,257,033.00
Average price per
unit
$23,717.60
         *
This includes both new and existing units.
The tables below list the country of demobilization and the source of the lists for all the officers who received
certificates.

February 8, 1996
61
Country of Demobilization
Country
Number of officers
Percentage
Latvia
26
49.06%
Lithuania
3
5.66%
Estonia
24
45.28%
Total
53
100.00%
Source of List
Source of officers
 Number of
Percentage
Ministry of Defense
53
100.00%
Local waiting list
0
0.00%
Total
53
100.00%
The table below lists the number of officers who fall into each of the three eligibility categories.
Officers and their category classifications
Category
Number of officers
Percentage
First
53
100.00%
Second
0
0.00%
Third
0
0.00%
Total
53
100.00%
Certificate extensions and cancellations
Within one month of receiving their certificates, officers had to find a housing unit, negotiate the price, and sign a
presales contract  with the offeror or owner of the unit.  This contract defined the terms and conditions of the sale,
and committed both the buyer and the seller to complete the purchase transaction within three months.
Occasionally the officers were unable to sign the presales contract within one month of having received their
certificates.  The bank, on behalf of the officers applied to Abt associates Inc.  to have the one month deadline for
signing the pre-sale contract extended, and Abt Associate gave the bank the decision after consulting with USAID. 
Usually an extension was requested if the officer was unable to return from the Baltic states in time to sign the pre-
sale contract.  When an officer was granted such an extension, the officer still had to sign the final closing contract
within four months of  receiving the certificate.  In Pskov, due to delays in negotiations, four officers had to receive
an extension on their one month search period.  
If the builder was unable to complete the unit on time, or if the builder backed out of the pre-sales contract, the
officer would be granted an extension of the four month deadline to close on a unit.  Again an application for
extension was submitted by the bank and approved after consulting with USAID.  
Of the officers who received certificates in Pskov

February 8, 1996
62
2 certificates were canceled
4 officers had their one month search period extended
5 officers had their four month certificate duration extended.
Issues
Non-ISB banks
The fact that no ISBs were available required a more thorough review of the bank’s proposal.  Tveruniversalbank
was advised as was the administration of Pskov.  With the experience of the Urban Institute’s (UI) Certificate
program, we were not as concerned about the working capacity of the bank.  Pskovakobank was selected after
receiving approval from Tveruniversalbank and Minstroi.
Possibility for conflict between the Pilot Program and the Main Program
1
Although the fact that UI had successfully operated a certificate Program in Pskov was indicative of our
likelihood of conducting a successful program there, it also raised some potential problems because of the
differences in the two programs.  In the Follow-on  program, the officer was entitled to the difference
between the value of the certificate and the price of the unit.  This shopping incentive was eliminated in the
main program, and the distinction had to be emphasized in training the bank and the administration.  In
addition in the Follow-on Program the officers were given three months to search for a unit, in the main 
Certificate program, however, the officers were only given one month to find a unit and sign a presales
agreement.  This meant that it was necessary to identify units that were close to completion,  and the
realtors had to likewise show secondary market units that would be available within the life of the
certificate.
2.
Since prices were calculated and projected for three months, when the main program started we had to make
sure that our pricing methodology  corresponded with that used by UI.  The same prices were used in both
programs during the period of overlap.
3.
With the same bank staff and the same administration officials working on both programs, we had to make
sure that they did not confuse the paperwork for the two programs.  Any possibility for confusion was
minimized by emphasizing the distinctions during the training, and by using forms that were different from
those used in the UI program.
The attached tables provide information on certificate issuance and closings in the Oblast of Pskov.

February 8, 1996
63
CERTIFICATE PROGRAM FOR RESETTLED OFFICERS : PSKOV
Date 
Period
Ends
Number 
of Certs.
Issued
Presales
Agreements
Certs.
Canceled
Cases  
Sent to
Reviewers
Cases
Approved by
Reviewers
Units
Purchased 
(closed)
Apr 28
5 
0 
0 
0 
0 
0 
May 05
5 
0 
0 
0 
0 
0 
May 12
28 
8 
0 
0 
0 
0 
May 19
43 
18 
0 
2 
2 
0 
May 26
49 
37 
0 
2 
2 
0 
June 02
53 
38 
0 
2 
2 
0 
June 09
55 
49 
0 
27 
2 
0 
June 16
55 
51 
0 
27 
26 
1 
June 23
55 
52 
1 
27 
27 
2 
June 30
55 
52 
1 
28 
28 
14 
July 07
55 
53 
1 
28 
28 
14 
July 14
55 
53 
1 
34 
33 
22 
July 21
55 
53 
1 
36 
34 
25 
July 28
55 
53 
1 
36 
35 
28 
Aug 04
55 
53 
1 
36 
36 
29 
Aug 11
55 
54 
1 
45 
45 
32 
Aug 18
55 
54 
1 
45 
45 
35 
Aug 25
55 
54 
1 
49 
49 
39 
Sep 08
55 
54 
1 
54 
49 
42 
Sep 15
55 
54 
1 
54 
54 
45 
Sep 22
55 
54 
1 
54 
54 
50 
Sep 29
55 
54 
2 
54 
54 
53 
TOTAL
    
ESTONIA
25 
24 
1 
24 
24 
24 
LATVIA
27 
27 
1 
27 
27 
26 
LITHUANIA
3 
3 
0 
3 
3 
3 

February 8, 1996
64
Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
Ps-001
Smirnov Viktor
Leonidovich
5/14/93
Latvia
MOD
4/25/95
4/26/95
6/23/95
Lieutenant
Colonel
Ground Forces
$25,000.00
Ps-003
Burdenyuk Nikolay
Sergeevich
9/30/93
Latvia
MOD
4/25/95
5/4/95
7/25/95
Lieutenant
Colonel
Air Defense
$25,000.00
Ps-004
Kuznetsov Valentin
Nikolaevich
2/7/94
Latvia
MOD
4/25/95
5/19/95
7/6/95
Major
Air Force
$22,500.00
Ps-005
Balvaris Kostas
Kosto
10/12/92
Latvia
MOD
4/25/95
5/5/95
6/26/95
Major
Air Defense
$25,000.00
Ps-006
Ostanin Andrey
Ivanovich
2/27/92
Latvia
MOD
4/25/95
5/18/95
6/30/95
Major
Air Force
$21,250.00
Ps-007
Nikolaev Mikhail
Alekseevich
2/22/92
Latvia
MOD
4/25/95
4/27/95
6/27/95
Lieutenant
Colonel
Air Defense
$25,000.00
Ps-008
Derbenev Valentin
Borisovich
8/23/93
Latvia
MOD
4/25/95
4/27/95
6/8/95
Captain
Air Force
$24,948.00
Ps-009
Naumov Vasily
Semyonovich
9/7/93
Latvia
MOD
4/25/95
5/5/95
7/18/95
Chief Warrant
Officer
Air Force
$25,000.00
Ps-010
Ustinenkov Vladimir
Nikolaevich
4/16/94
Latvia
MOD
5/11/95
5/22/95
6/29/95
Major
Ground Forces
$25,000.00
Ps-011
Miroshnichenko
Viktor Vladimirovich
6/28/94
Estonia
MOD
5/11/95
5/12/95
9/8/95
Captain
Air Defense
$25,000.00
Ps-012
Igoshev Andrey
Aleksandrovich
11/26/93
Latvia
MOD
5/11/95
5/12/95
9/12/95
Major
Navy
$25,000.00
Ps-013
Tokarenko Valentina
Yakovlevna
12/29/92
Latvia
MOD
5/11/95
5/22/95
6/30/95
Sergeant
$21,250.00
Ps-014
Golinka Yeva
Mikhaylovna
6/26/92
Latvia
MOD
5/11/95
5/26/95
8/8/95
Warrant Officer
Ground Forces
$21,250.00
Ps-015
Kalyuzhnaya Nina
Aleksandrovna
12/31/93
Estonia
MOD
5/11/95
5/12/95
8/9/95
Mitchman
Navy
$25,000.00
Ps-016
Krivtsov Vladimir
Borisovich
7/18/93
Latvia
MOD
5/11/95
6/9/95
8/23/95
Warrant Officer
Air Defense
$22,500.00
Ps-017
Korzhavin Andrey
Mikhaylovich
9/2/93
Estonia
MOD
5/11/95
6/6/96
8/24/95
Mitchman
Navy
$22,500.00
Ps-018
Oleinik Vyacheslav
Vitalyevich
10/2/92
Estonia
MOD
5/11/95
5/16/95
8/24/95
Mitchman
Navy
$22,500.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
65
Ps-019
Dobrovolskaya
Tatyana Ivanovna
12/31/92
Estonia
MOD
5/11/95
5/22/95
6/28/95
Sergeant
Air Defense
$21,250.00
Ps-020
Rozhko Natalya
Vladimirovna
6/1/94
Estonia
MOD
5/11/95
5/15/95
6/27/95
Senior Seaman
Navy
$21,250.00
Ps-021
Novoselov Yury
Anatolyevich
12/31/92
Estonia
MOD
5/11/95
5/19/95
6/30/95
Mitchman
Frontier Forces
$25,000.00
Ps-022
Solovyev Valery
Borisovich
7/29/94
Estonia
MOD
5/11/95
5/18/95
7/7/95
Captain 2nd
Rank
Navy
$25,000.00
Ps-023
Savchenko Vladimir
Viktorovich
4/16/95
Estonia
MOD
5/11/95
5/22/95
7/28/95
Mitchman
Navy
$21,250.00
Ps-024
Stasyuk Nikolay
Grigoryevich
4/11/93
Estonia
MOD
5/11/95
5/19/95
9/26/95
Major
Air Force
$25,000.00
Ps-025
Pelbaum Nikolay
Valterovich
3/19/92
Estonia
MOD
5/11/95
6/9/95
8/7/95
Lieutenant
Colonel
$21,250.00
Ps-026
Sentyabova
Lyudmila
Afanasyevna
2/17/94
Estonia
MOD
5/12/95
5/23/95
7/11/95
Seaman
Navy
$25,000.00
Ps-027
Potekhina Larisa
Leonidovna
12/27/93
Estonia
MOD
5/12/95
5/12/95
9/28/95
Sergeant
Air Force
$25,000.00
Ps-028
Labaeva Yekaterina
Dmitrievna
6/28/94
Latvia
MOD
5/12/95
5/12/95
9/22/95
Warrant Officer
Ground Forces
$25,000.00
Ps-029
Nesterov Vladimir
Nikolaevich
6/20/94
Estonia
MOD
5/15/95
8/7/95
8/30/95
Warrant Officer
KGB
$22,085.00
Ps-030
Timofeev Yury
Nikolaevich
7/30/92
Latvia
MOD
5/15/95
5/15/95
9/8/95
Warrant Officer
Air Defense
$25,000.00
Ps-031
Gudzenko Ivan
Mikhaylovich
7/2/93
Estonia
MOD
5/15/95
5/22/95
6/27/95
Captain
$21,250.00
Ps-032
Tikhonov Anatoly
Olegovich
2/1/92
Lithuania
MOD
5/17/95
5/30/95
8/17/95
Ground Forces
$25,000.00
Ps-033
Altsivanovich
Natalya Ivanovna
8/8/94
Estonia
MOD
5/18/95
6/16/95
9/12/95
Corporal
Ground Forces
$25,000.00
Ps-034
Goncharenok
Vladimir
Aleksandrovich
5/5/92
Estonia
MOD
5/18/95
5/22/95
7/6/95
Captain 3rd
Rank
Navy
$21,250.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
66
Ps-035
Chmunevich Anatoly
Ivanovich
8/9/94
Latvia
MOD
5/18/95
5/18/95
7/19/95
Mitchman
Navy
$25,000.00
Ps-036
Karpov Viktor
Mikhaylovich
4/15/92
Latvia
MOD
5/18/95
6/22/95
7/11/95
Lieutenant
Colonel
Air Force
$25,000.00
Ps-037
Plitnik Sergey
Demyanovich
10/10/93
Latvia
MOD
5/18/95
6/23/95
7/25/95
Chief Warrant
Officer
Air Force
$22,500.00
Ps-038
Brovchuk Anatoly
Pavlovich
7/8/94
Latvia
MOD
5/18/95
5/19/95
7/21/95
Senior
Mitchman
Navy
$25,000.00
Ps-039
Minaev Sergey
Valentinovich
1/27/93
Latvia
MOD
5/18/95
5/25/95
6/30/95
Captain
Air Force
$22,500.00
Ps-040
Sobennikova Larisa
Viktorovna
8/31/94
Estonia
MOD
5/18/95
5/19/95
6/28/95
Warrant Officer
Air Defense
$25,000.00
Ps-042
Ivanov Boris
Fyodorovich
1/29/92
Estonia
MOD
5/18/95
5/22/95
7/3/95
Chief Warrant
Officer
M. of Internal
Affairs
$21,250.00
Ps-043
Burdenyuk Viktor
Grigoryevich
12/1/93
Estonia
MOD
5/18/95
5/24/95
7/3/95
Warrant Officer
Air Force
$25,000.00
Ps-044
Tkachenko Yelena
Mikhaylovna
10/12/92
Estonia
MOD
5/18/95
6/1/95
6/28/95
Contract
Officer First
Class
Air Defense
$21,250.00
Ps-045
Rusanov Leonid
Alekseevich
10/17/94
Latvia
MOD
5/18/95
5/23/95
9/28/95
Captain
Ground Forces
$25,000.00
Ps-046
Konovalov
Aleksandr
Gennadyevich
5/29/93
Lithuania
MOD
5/18/95
6/19/95
9/12/95
Major
$25,000.00
Ps-047
Bichkova Natalya
Petrovna
10/31/93
Latvia
MOD
5/18/95
6/2/95
9/15/95
Contract
Officer
Air Defense
$25,000.00
Ps-048
Artemenko Lidiya
Mikhaylovna
9/1/94
Estonia
MOD
5/22/95
5/22/95
9/22/95
Sergeant
Navy
$25,000.00
Ps-049
Kostin Yevgeny
Aleksandrovich
8/29/94
Estonia
MOD
5/22/95
5/22/95
9/12/95
Captain
Air Defense
$25,000.00
Ps-050
Kozlov Andrey
Ivanovich
9/1/94
Estonia
MOD
5/23/95
6/23/95
7/31/95
Sergeant
Air Force
$22,500.00
Ps-051
Belov Sergey
Aleksandrovich
6/26/92
Latvia
MOD
5/26/95
6/26/95
8/25/95
Captain 2nd
Rank
Navy
$25,000.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
67
Ps-052
Denisyev Aleksandr
Vladimirovich
4/21/92
Lithuania
MOD
5/30/95
6/7/95
8/15/95
Captain
$22,500.00
Ps-053
Khabibulin Rafail
Rakhmanovich
2/20/93
Latvia
MOD
5/30/95
6/9/95
8/14/95
Colonel
$25,000.00
Ps-054
Pakhotin Pyotr
Petrovich
5/14/92
Latvia
MOD
5/30/95
6/15/95
9/22/95
Warrant Officer
$25,000.00
Ps-055
Ringe Vladimir
Ilyich
4/7/92
Latvia
MOD
5/31/95
5/31/95
7/3/95
Major
$21,250.00

February 8, 1996
68
The Russian Officer Resettlement Certificate Program in
Saratov Oblast 
The Russian Officer Resettlement Certificate program in the Oblast of Saratov started on January 13, 1995.  At the
time of the of the program suspension on May 31, 1995, 137 officers.  had received certificates.  This represents 46
percent of the 300 officers who would have been housed under the terms of the MOU which was signed on March 1,
1995.
Site Selection:
In Saratov Oblast the cities of Saratov and Engels were selected to participate in this program, because they are large
cities with many large industries.  The two cities, with a combined population of  over a million, have an airplane
factory, plate glass factories, large mills, and textile factories.  This seemed to be a favorable site because in addition
to the large number of factories,  many offerors presented good quality  housing.  The administration of the program
was conducted in Saratov city, through the Oblast administration, and with the presence of  representatives from
both municipalities.  The Pricing Center is an independent agency and they supplied us the base unit prices, and like
all the other sites, pricing calculations were done in the Abt Associates’ Moscow Office.
Bank Selection:
None of the ISBs had affiliates or branches in Saratov and Engels.  The administrations recommended Stema Bank
and Tavis bank.  Both banks were approached and given RFPs.  Tavis bank was selected based on the
recommendation of the Municipality of Saratov, Tveruniversalbank and approval of Minstroi.
The subcontract signed between the bank and Abt Associates provided that Tavis Bank would receive $ 1,000 for
every processed officer.  For the 134 officers who have closed on their units, the bank has received $134,000 in
payment.
A modification to the subcontract was signed adding a new task : verification of officer occupancy of their units. 
The bank received $ 6,000 to do this additional work.  To date they have verified that 88 officers have moved in.  

February 8, 1996
69
Pricing:
The Department of Construction for the Oblast sent us pricing data and the pricing projections were done by Abt
Associates Inc.  The amounts paid for the redemption of certificates are listed below:
Number of
certificates
Amount Paid*
Total Paid
2
$14,400
$28,800.00
1
$15,400
$15,400.00
4
$16,700
$66,800.00
1
$18,000
$18,000.00
9
$18,100
$162,900.00
2
$19,500
$39,000.00
12
$20,800
$249,600.00
2
$21,690
$43,380.00
32
$21,700
$694,400.00
1
$23,710
$23,710.00
1
$23,750
$23,750.00
67
$25,000
$1,675,000.00
Total
134
$3,040,740.00
Average price per
unit
$22,692.09
* The prices listed are for new and existing units

February 8, 1996
70
The tables below list the country of demobilization and the source of the lists for all the officers who received
certificates.