What Schools Will Never Teach You About Money By Robert T. Kiyosaki

It’s Your Choice
One great thing about freedom is the freedom to choose to live the 
life you want to live.
In 1973 at the age of 26, I knew I did not want to live my life the 
way my parents chose to live. I did not want to be living below our 
means, living paycheck to paycheck, trying to make ends meet. For me, 
this was not living. It may have been good for them, but I knew in my 
heart that it was not right for me.
I also knew that going back to school for advanced degrees was not 
for me. I knew school did not make people rich because I grew up in a 
family of advanced degrees. Most of my uncles and aunts had masters’ 
degrees and a few had their doctorates.

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Five Levels of Investors
Unfair Advantage
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of those in the E and S quadrants where they experience hard work, 
high taxes, and low returns on investment.
The reason most people believe saving is smart and a 10 percent 
return in the stock market is worth it is simply due to a lack of 
financial education. 
Your best ROI is not a return on your investment, but a return
on your information. This is why a financial education is essential,
especially for the uncertainty of the world ahead.
Remember this about the word “education”: Education gives us the 
power to turn information into meaning. In the Information Age,
we are drenched with financial information. Yet, without financial
education, we cannot turn information into useful meaning for our lives.
In closing, I say the I quadrant is the most important quadrant for 
your future. No matter what you do for a living, how well you do in the 
I quadrant will determine your future. In other words, even if you make 
very little money in the E or S quadrant, financial education in the
I quadrant is your ticket to freedom and financial security.
For example, my sister is a Buddhist nun. She earns nearly zero in 
the S quadrant. Yet she attends our investment courses and has steadily 
been increasing her financial education. Today, her future is bright 
because she got out of saving money in the bank and buying mutual 
funds and began investing in real estate and silver. In the ten years 
between 2000 and 2010, she has made much more money in the I 
quadrant than she could ever make as a nun in the S quadrant.
I am very proud of my sister. She may be a nun by profession, but 
she does not have to be a poor nun.