What Schools Will Never Teach You About Money By Robert T. Kiyosaki

Professional Answer from Tom Wheelwright 
The opportunities to reduce taxes in the B quadrant are virtually 
unlimited. Almost all expenses in a B-quadrant business are deductible. 
B-quadrant businesses get tax credits for hiring employees, for increasing 
their research and development, and for investing in green technology. 
B-quadrant businesses also can often pay taxes at a lower rate than 
S-quadrant businesses, especially since the owners pay little or no self-
employment taxes.
The I Quadrant
“How do I raise the money to invest in my project?
How do I earn more with other people’s money and pay less in taxes?”
Earlier I stated that a key distinction of an I is that they use as 
much OPM as possible.
Shining stars in this quadrant are John Bogle, founder of the 
Vanguard Funds, and George Soros of Quantum Funds.
Many professional people fall into the S quadrant. They could 
be accountants, bookkeepers, webmasters, and consultants. S also 
stands for specialized or smart. They value their independence and 
specialized skill. Most stay small because they focus on becoming more 
specialized, rather than becoming larger.
Shining stars in the S quadrant are often stars in real life. For 
example, most movie stars, rock stars, and professional athletes are 
in the S quadrant. In every city and town, there are stars in the S 
quadrant. For example, there is always the famous local doctor, real 
estate agent, or restaurant owner in every town. 
I have a friend who owns five restaurants in town. He is famous 
for great Italian food. He earns a lot of money. His kids work in the 
business, and five restaurants is as big as he wants to get.
Another friend is a famous cancer surgeon. He has people lining 
up to see him. Since he can only see a few patients, he simply raises his 
rates. When asked if he wants to grow his business, he says, “I make a 
lot of money, and I am busy enough.”