2021 Environmental Social & Governance Report

HEALTH PROGRAMS
We offer healthcare benefits for employees and their families. In 2021, we covered approximately $1.5 billion in medical 
costs for employees and their families. We also encourage our employees to focus on their well-being and make healthy 
choices a priority. For example, we offer biometric wellness screening and online wellness assessments for employees 
and their covered spouses/domestic partners. In 2021, over 80% of enrolled employees and over 70% of enrolled 
spouses/domestic partners completed both of these assessments in 2021. Additionally, we have onsite Health and 
Wellness Centers in 25 U.S. locations and 37 onsite health clinics across our other global locations. In 2021, these 
centers played a central role in our COVID-19 response efforts. 
We are also focused on supporting our employees’ mental health. We are committed to building a workplace that 
increases awareness of mental health, educates employees and provides support when people need it. All employees 
have access to confidential counseling and support through our Employee Assistance Program. In 2021, we continued 
expanding mental health support related to the COVID-19 pandemic.
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INTRODUCTION
ENVIRONMENTAL
SOCIAL
Feature: Our Commitment
to Racial Equity
Diversity, Equity & Inclusion
Human Capital
Inclusive Growth
GOVERNANCE
ESG REPORT APPENDICES

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IMPROVING EMPLOYER-SPONSORED HEALTHCARE 
In 2021, we launched Morgan Health, a new business unit, to help innovate and 
improve employer-sponsored healthcare. The U.S. health care system continues to 
fall short of meeting expectations. Health care costs continue to rise -average 
premiums for family coverage have increased 22% since 2016- for both employers 
and employees, with no evidence that outcomes are improving. Only 46% of adults 
with private insurance have their blood pressure controlled, and that number has 
declined in the last 10 years.
Morgan Health has an opportunity to deliver and scale new healthcare models that 
improve the quality, equity and affordability of employer-sponsored healthcare and 
is focused on connecting health care to improved health outcomes for our 
employees. To do so, Morgan Health is investing $250 million to accelerate the 
development and delivery of accountable care, completing in 2021 its first 
$50 million investment in Vera Whole Health (which subsequently merged with 
Castlight) with plans to deploy these services to our employees in Columbus, Ohio, 
in 2022. Morgan Health completed another investment in health care analytics 
company Embold Health in March 2022, which will help facilitate how consumers 
access the highest-quality care available. 
We are also working toward providing equal access to equal healthcare, regardless 
of race, income or other personal characteristics for our employees and in the 
communities we serve. Addressing inequities in health care is fundamental to 
Morgan Health’s strategy, and through our work with Kaiser Permanente in 
California, we are moving forward quickly on a collaborative effort focused on the 
collection and reporting of health equity performance metrics.