Report on the Implementation of the Russian Officer Resettlement Certificate Program

The Russian Officer Resettlement Certificate Program in
 Tver Oblast 
The Russian Officer Resettlement Certificate program in the Oblast of Tver started on December 9, 1994.  At the
time of the of the program suspension on May 31, 1995, 131 officers. had received certificates.  This represents 37
percent of the 350 officers who would have been housed under the terms of the MOU which was signed on
November 15, 1994.
Site Selection:
In Tver Oblast the city of Tver was selected to participate in this program, because there were three developers who
had many projects at or near completion.  This Oblast which is located between Moscow and St. Petersburg on the
Baltic-St. Petersburg-Moscow highway benefits from the transportation of goods, as well as its placement between
Russia’s two largest cities.  The city and Oblast were also willing to cooperate on implementing the program.  With
the Pricing Center in the Oblast's administration Department of Construction, pricing data was supplied by this
agency.
Bank Selection:
Tveruniversalbank, an ISB, had its headquarters in Tver.  Moreover, this was the only ISB in the Oblast, and
Minstroi was strongly in favor of us using Tveruniversalbank  The bank was given an RFP and their proposal was
reviewed by Abt.  In addition the bank offered to be the clearing house for the funds to all the other banks
participating in this program.
The subcontract signed between the bank and Abt Associates provided that Tveruniversalbank would receive $ 800
for every processed officer.  For the 129 officers who have closed on their units, the bank has received $103,200 in
payment.
A modification to the subcontract was signed adding a new task : verification of officer occupancy of their units. 
The bank received $ 4,000 to do this additional work.  To date they have verified that 82 officers have moved in. 

February 8, 1996
167
Pricing:
The Department of Construction for the Oblast sent us pricing data and the pricing projections were done by Abt
Associates Inc.  The amounts paid for the redemption of the certificates are listed below:
Number of
certificates
Amount Paid*
Total Paid
1
$15,465
$15,465.00
1
$15,934
$15,934.00
1
$16,354
$16,354.00
2
$17,971
$35,942.00
2
$18,605
$37,210.00
2
$19,332
$38,664.00
1
$20,442
$20,442.00
1
$22,108
$22,108.00
5
$22,889
$114,445.00
3
$23,784
$71,352.00
6
$24,504
$147,024.00
2
$24,800
$49,600.00
1
$24,840
$24,840.00
1
$24,850
$24,850.00
2
$24,900
$49,800.00
98
$25,000
$2,450,000.00
Total
129
$3,134,030.00
Average price per
unit
$24,294.81
* The prices listed are for new and existing units

February 8, 1996
168
The tables below list the country of demobilization and the source of the lists for all the officers who have closed on
their units.
Country of Demobilization
Country
Number of officers
Percentage
Latvia
77
59.69%
Estonia
52
40.31%
Total
129
100.00%
Source of List
Source of officers
 Number of
Percentage
Ministry of Defense
116
89.92%
Local waiting list
13
10.08%
Total
129
100.00%
The tables below lists the number of officers who fall into each of the three eligibility categories.
Officers and their category classifications
Category
Number of officers
Percentage
First
114
88.37%
Second
15
11.63%
Third
0
0.00%
Total
129
100.00%
Certificate extensions and cancellations
Within one month of receiving their certificates, officers had to find a housing unit, negotiate the price, and sign a
presales contract  with the offeror or owner of the unit. This contract defined the terms and conditions of the sale,
and committed both the buyer and the seller to complete the purchase transaction within three months.
Occasionally the officers were unable to sign the presales contract within one month of having received their
certificates.  The bank, on behalf of the officers applied to Abt associates Inc. to have the one month deadline for
signing the pre-sale contract extended, and Abt Associate gave the bank the decision after consulting with USAID. 
Usually an extension was requested if the officer was unable to return from the Baltics in time to sign the pre-sale
contract.  When an officer was granted such an extension, the officer still had to sign the final closing contract
within four months of  receiving the certificate.  Since most of the available units were at or near completion,  most of 
the officers were able to sign the pre-sales contract soon after receiving their certificates.  
If the builder was unable to complete the unit on time, or if the builder backed out of the pre-sales contract, the
officer would be granted an extension of the four month deadline to close on a unit.  Again an application for
extension was submitted by the bank and the decision reached after consulting with USAID.  

February 8, 1996
169
Of the officers who received certificates in Tver
2 certificates were canceled
20 officers had their one month search period extended
7 officers had their four month certificate duration extended.
Issues
Shared participation contracts and its repercussions vis-a-vis BTI registration.
A number of officers were unable to get BTI registration for units purchased in a cooperative.  The BTI office
refused to give the registration because the issue of land ownership had not been resolved between the developer
and the Oblast.  The Oblast department of Construction was asked to intervene to resolve this issue, and to make
sure that the officers were able to register.  The BTI office agreed after the Department of Construction met with
them.  The majority of the officers who have moved into these units have yet to register their units ; however, the
bank has notified the officers that they are now able to do so.
The attached tables provide information on certificate issuance and closings in the Oblast of Tver.

February 8, 1996
170
CERTIFICATE PROGRAM FOR RESETTLED OFFICERS : TVER
Date 
Period
Ends
Number 
of Certs.
Issued
Presales
Agreements
Certs.
Canceled
Cases  
Sent to
Reviewers
Cases
Approved by
Reviewers
Units
Purchased 
(closed)
Dec 09
40 
11 
0 
0 
0 
0 
Dec 16
40 
27 
0 
0 
0 
0 
Dec 23
85 
38 
0 
3 
3 
0 
Dec 30
85 
52 
0 
33 
32 
0 
Jan 06
86 
53 
0 
33 
32 
0 
Jan 13
88 
54 
0 
34 
33 
0 
Jan 20
91 
64 
1 
38 
34 
0 
Jan 27
91 
79 
1 
39 
39 
0 
Feb 03
91 
88 
1 
46 
45 
32 
Feb 10
92 
89 
1 
64 
45 
36 
Feb 17
115 
89 
1 
65 
64 
41 
Feb 24
115 
91 
2 
72 
69 
56 
Mar 03
117 
97 
2 
78 
77 
66 
Mar 10
118 
104 
2 
93 
79 
68 
Mar 17
118 
114 
2 
100 
79 
76 
Mar 24
118 
114 
2 
103 
96 
81 
Mar 31
118 
115 
2 
106 
104 
92 
Apr 07
119 
115 
2 
111 
104 
101 
Apr 14
119 
116 
2 
115 
114 
103 
Apr 21
129 
116 
2 
115 
115 
112 
Apr 28
130 
124 
2 
118 
115 
115 
May 05
130 
126 
2 
119 
118 
115 
May 12
130 
126 
2 
119 
118 
117 
May 19
130 
127 
2 
121 
121 
117 
May 26
131 
127 
2 
121 
121 
120 
June 02
131 
127 
2 
121 
121 
120 
June 09
131 
127 
2 
121 
121 
120 
June 16
131 
129 
2 
129 
124 
121 
June 23
131 
129 
2 
129 
127 
124 
June 30
131 
129 
2 
129 
128 
125 
July 07
131 
129 
2 
129 
128 
126 
July 14
131 
129 
2 
129 
128 
128 
July 21
131 
129 
2 
129 
128 
128 
July 28
131 
129 
2 
129 
129 
128 
Aug 04
131 
129 
2 
129 
129 
128 
Aug 11
131 
129 
2 
129 
129 
129 
TOTAL
ESTONIA
48 
47 
1 
47 
47 
47 
LATVIA
69 
69 
0 
69 
69 
69 
LOCAL
14 
13 
1 
13 
13 
13 

February 8, 1996
171
Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
Tv-001
Volotko Sergey
Vasilyevich
8/13/94
Estonia
MOD
11/25/94
12/15/94
1/27/95
Captain 3rd
Rank
Navy
$25,000.00
Tv-002
Beda Aleksandr
Nikolaevich
6/2/90
Estonia
MOD
11/25/94
12/15/94
1/27/95
Captain 2nd
Rank
Navy
$25,000.00
Tv-003
Safronova Larisa
Nikitovna
8/4/94
Estonia
MOD
11/25/94
12/16/94
1/27/95
Warrant Officer
Army
$25,000.00
Tv-004
Tjurin Vadim
Nikolaevich
12/1/94
Estonia
MOD
11/25/94
12/13/94
4/17/95
Captain 3rd
Rank
Navy
$25,000.00
Tv-005
Savchenko Igor
Ivanovich
11/1/93
Estonia
MOD
11/25/94
12/14/94
1/27/95
Captain
Lieutenant
Navy
$24,850.00
Tv-006
Efimov Valery
Viktorovich
11/6/93
Estonia
MOD
11/25/94
12/13/94
1/31/95
Major
Air Defense
$25,000.00
Tv-007
Shevchenko Yadviga
Nikolaevna
9/1/94
Estonia
MOD
11/25/94
12/9/94
3/31/95
First Sergeant
Navy
$25,000.00
Tv-008
Melnichuk Leonid
Romanovich
11/3/92
Estonia
MOD
11/25/94
12/23/94
3/16/95
Lieutenant
Colonel
Air Defense
$25,000.00
Tv-009
Kazanskaya Tatyana
Nikolaevna
8/29/94
Estonia
MOD
11/25/94
12/9/94
3/15/95
Sergeant
Navy
$25,000.00
Tv-010
Sukhushin Sergey
Nikolaevich
10/26/93
Estonia
MOD
11/25/94
12/13/94
1/27/95
Captain
Air Defense
$24,800.00
Tv-011
Agapkin Anatoly
Nikolaevich
6/18/93
Estonia
MOD
11/25/94
12/16/94
1/27/95
Warrant Officer
Air Defense
$25,000.00
Tv-012
Bernis Igor
Sergeevich
8/25/94
Estonia
MOD
11/25/94
12/15/94
1/27/95
Chief Warrant
Officer
Navy
$25,000.00
Tv-013
Skakhedubov Oleg
Dmitrievich
10/9/94
Estonia
MOD
11/25/94
12/15/94
1/27/95
Captain 2nd
Rank
Navy
$25,000.00
Tv-014
Subbotin Aleksandr
Sergeevich
8/1/94
Estonia
MOD
11/25/94
12/9/94
4/17/95
Senior
Mitchman
Navy
$25,000.00
Tv-015
Selyanin Vasily
Nikolaevich
11/22/93
Estonia
MOD
11/25/94
12/21/94
1/30/95
Major
Air Defense
$25,000.00
Tv-016
Pyrkh Vladimir
Vladimirovich
9/9/92
Estonia
MOD
11/25/94
12/8/94
1/27/95
Senior
Lieutenant
$25,000.00
Tv-017
Vitushko Valery
Grigoryevich
11/8/93
Estonia
MOD
11/25/94
12/8/94
1/27/95
Major
Air Defense
$25,000.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
172
Tv-018
Popikov Vladimir
Ivanovich
8/1/93
Estonia
MOD
11/25/94
12/16/94
1/27/95
Lieutenant
Colonel
Air Defense
$25,000.00
Tv-019
Pavlov Anatoly
Vasilyevich
10/15/93
Estonia
MOD
11/25/94
12/20/94
2/24/95
Major
Air Defense
$24,800.00
Tv-020
Popov Georgiy
Vladimirovich
10/18/93
Estonia
MOD
11/25/94
12/20/94
2/24/95
Lieutenant
Colonel
Air Defense
$25,000.00
Tv-021
Tychinin Boris
Viktorovich
6/29/94
Estonia
MOD
11/25/94
12/13/94
1/25/95
Captain 3rd
Rank
Navy
$25,000.00
Tv-023
Saljuta Vladimir
Alekseevich
9/3/94
Estonia
MOD
11/25/94
12/15/94
1/27/95
Chief Warrant
Officer
Air Defense
$25,000.00
Tv-024
Fedyaev Aleksandr
Vasilyevich
8/8/94
Estonia
MOD
11/25/94
12/13/94
4/17/95
Warrant Officer
Navy
$25,000.00
Tv-025
Gudkov Pavel
Nikolaevich
5/27/94
Estonia
MOD
11/25/94
12/20/94
1/30/95
Senior
Mitchman
Navy
$25,000.00
Tv-026
Ivanov Gennady
Ivanovich
11/24/93
Estonia
MOD
11/25/94
12/9/94
4/17/95
Chief Warrant
Officer
Navy
$25,000.00
Tv-027
Shubin Yury
Stepanovich
9/10/93
Estonia
MOD
11/25/94
12/8/94
1/27/95
Lieutenant
Colonel
Ground Forces
$25,000.00
Tv-028
Vilesov Vyacheslav
Mikhaylovich
10/30/93
Estonia
MOD
11/25/94
12/15/94
1/27/95
Lieutenant
Colonel
Navy
$25,000.00
Tv-029
Frolov Mikhail
Ivanovich
10/14/93
Estonia
MOD
11/25/94
12/21/94
1/27/95
Chief Warrant
Officer
Air Defense
$25,000.00
Tv-030
Kozelski Vladimir
Kazemirovich
6/23/94
Estonia
MOD
11/25/94
12/9/94
3/3/95
Senior
Mitchman
Navy
$25,000.00
Tv-031
Bragin Nikolay
Borisovich
8/1/94
Estonia
MOD
11/25/94
12/8/94
1/27/95
Senior
Mitchman
Navy
$17,971.00
Tv-032
Pyshnyi Nikolay
Ivanovich
11/20/93
Estonia
MOD
11/25/94
12/15/94
1/27/95
Major
Air Defense
$25,000.00
Tv-033
Lyovin Mikhail
Vitalyevich
9/13/93
Estonia
MOD
11/25/94
12/16/94
2/1/95
Major
Air Defense
$24,840.00
Tv-034
Kilmamatov Radik
Khamitovich
1/23/94
Estonia
MOD
11/25/94
12/8/94
1/27/95
Captain
Air Defense
$25,000.00
Tv-035
Peskov Andrey
Nikolaevich
8/1/94
Estonia
MOD
11/28/94
12/9/94
3/15/95
Senior
Mitchman
Navy
$25,000.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
173
Tv-036
Khopobrykh Sergey
Fyodorovich
10/31/94
Estonia
MOD
11/25/94
12/15/94
1/27/95
Lieutenant
Colonel
Navy
$25,000.00
Tv-037
Savchenko Valentin
Nikolaevich
8/31/94
Estonia
MOD
11/25/94
12/13/94
1/27/95
Chief Warrant
Officer
Air Force
$24,900.00
Tv-038
Malinin Vladimir
Ivanovich
7/1/94
Estonia
MOD
11/25/94
12/15/94
1/27/95
Major
Navy
$25,000.00
Tv-039
Kamenev Viktor
Pavlovich
8/31/94
Estonia
MOD
11/25/94
12/13/94
1/27/95
Chief Warrant
Officer
Naval Air
Force
$24,900.00
Tv-040
Yaroshenko Vasily
Mitrofanovich
4/8/94
Estonia
MOD
11/25/94
12/20/94
1/30/95
Chief Warrant
Officer
Ground Forces
$25,000.00
Tv-041
Mezhokhov Nikolay
Yakovlevich
12/29/92
Latvia
MOD
12/20/94
12/27/94
1/26/95
Chief Warrant
Officer
Air Defense
$22,108.00
Tv-042
Kurilenko Mikhail
Afanasyevich
2/8/92
Latvia
MOD
12/20/94
1/20/95
3/9/95
Chief Warrant
Officer
Navy
$25,000.00
Tv-043
Kushnarenko
Anatoly Petrovich
12/31/92
Latvia
MOD
12/20/94
1/19/95
2/15/95
Lieutenant
Colonel
Ground Forces
$22,889.00
Tv-044
Sotnikov Valentin
Vasilyevich
6/29/92
Latvia
MOD
12/20/94
12/23/94
3/29/95
Senior
Mitchman
Navy
$25,000.00
Tv-045
Chikunov Anatoly
Vasilyevich
6/23/92
Latvia
MOD
12/20/94
12/28/94
2/8/95
Lieutenant
Colonel
Strat. Missle
Forces
$22,889.00
Tv-046
Sosin Aleksandr
Leonidovich
10/30/93
Latvia
MOD
12/20/94
12/29/94
3/2/95
Major
Navy
$25,000.00
Tv-047
Shambur Vadim
Nikolaevich
8/25/93
Latvia
MOD
12/20/94
1/20/95
2/22/95
Major
Navy
$25,000.00
Tv-048
Novokhatski
Vladimir Ivanovich
6/30/92
Latvia
MOD
12/20/94
1/17/95
2/24/95
Chief Warrant
Officer
Strat. Missle
Forces
$25,000.00
Tv-049
Glazkov Aleksandr
Sergeevich
2/26/92
Latvia
MOD
12/20/94
1/20/95
2/24/95
Colonel
Strat. Missle
Forces
$25,000.00
Tv-050
Shaminin Nikolay
Vasilyevich
10/31/92
Latvia
MOD
12/20/94
12/27/94
2/22/95
Lieutenant
Colonel
Ground Forces
$25,000.00
Tv-051
Kotenok Aleksandr
Aleksandrovich
10/16/92
Latvia
MOD
12/20/94
12/23/94
3/24/95
Lieutenant
Colonel
Ground Forces
$25,000.00
Tv-052
Krutikov Sergey
Ivanovich
2/15/92
Latvia
MOD
12/20/94
12/23/94
3/31/95
Major
Ground Forces
$25,000.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
174
Tv-053
Kravets Vasily
Semyonovich
6/10/92
Latvia
MOD
12/20/94
1/26/95
2/15/95
Chief Warrant
Officer
Ground Forces
$25,000.00
Tv-054
Kravchuk Vladimira
Zenonovna
5/19/94
Latvia
MOD
12/20/94
1/23/95
5/24/95
Mitchman
Navy
$25,000.00
Tv-055
Zubkov Sergey
Ivanovich
8/6/93
Latvia
MOD
12/20/94
12/28/94
2/1/95
Chief Warrant
Officer
Ground Forces
$25,000.00
Tv-056
Berzin Sergey
Georgievich
6/28/94
Latvia
MOD
12/20/94
1/18/95
2/15/95
Major
Ground Forces
$25,000.00
Tv-057
Shugaev Vyacheslav
Leonidovich
12/31/92
Latvia
MOD
12/20/94
1/13/95
2/15/95
Lieutenant
Colonel
Ground Forces
$22,889.00
Tv-058
Goncharov Sergey
Mikhaylovich
2/18/92
Latvia
MOD
12/20/94
12/23/94
3/22/95
Captain
Ground Forces
$23,784.00
Tv-059
Shmankar Nikolay
Vladimirovich
3/5/92
Latvia
MOD
12/20/94
12/22/94
2/14/95
Lieutenant
Colonel
Ground Forces
$25,000.00
Tv-060
Morgun Aleksandr
Andreevich
9/13/94
Latvia
MOD
12/20/94
12/23/94
4/26/95
Major
Navy
$25,000.00
Tv-061
Fokin Aleksandr
Dmitrievich
1/21/92
Latvia
MOD
12/20/94
1/23/95
2/21/95
Lieutenant
Colonel
Air Defense
$25,000.00
Tv-062
Podvolotski Vasily
Ivanovich
7/30/92
Latvia
MOD
12/20/94
12/27/94
4/21/95
Lieutenant
Colonel
Ground Forces
$24,504.00
Tv-063
Bakhrushin Vladimir
Mikhaylovich
6/12/92
Latvia
MOD
12/20/94
1/24/95
3/3/95
Senior
Mitchman
Navy
$25,000.00
Tv-064
Sherbakov Nikolay
Ivanovich
12/31/94
Latvia
MOD
12/20/94
1/4/95
2/10/95
Warrant Officer
Ground Forces
$18,605.00
Tv-065
Starostin Yury
Vasilyevich
12/15/93
Latvia
MOD
12/20/94
1/20/95
2/22/95
Mitchman
Navy
$25,000.00
Tv-066
Kostenko Mikhail
Ivanovich
5/15/92
Latvia
MOD
12/20/94
12/28/94
2/1/95
Major
Ground Forces
$17,971.00
Tv-067
Shnyaruk Zinoviy
Vasilyevich
8/4/94
Latvia
MOD
12/20/94
1/20/95
2/22/95
Captain
Air Force
$25,000.00
Tv-068
Malyasova Nina
Petrovna
4/20/94
Latvia
MOD
12/20/94
1/20/95
3/24/95
Senior Seaman
Navy
$19,332.00
Tv-069
Golovko Nikolay
Gerasimovich
3/5/92
Latvia
MOD
12/20/94
12/23/94
4/5/95
Senior
Mitchman
Navy
$24,504.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
175
Tv-070
Pekhterev Aleksandr
Vladimirovich
10/22/92
Latvia
MOD
12/20/94
1/20/95
2/22/95
Warrant Officer
Ground Forces
$25,000.00
Tv-071
Fominski Nikolay
Nikolaevich
5/25/94
Latvia
MOD
12/20/94
1/17/95
2/3/95
Major
Navy
$22,889.00
Tv-072
Smolin Vladimir
Vladimirovich
11/2/92
Latvia
MOD
12/20/94
1/18/95
4/14/95
Lieutenant
Colonel
Air Defense
$25,000.00
Tv-073
Netishinski Nikolay
Nikolaevich
6/9/92
Latvia
MOD
12/20/94
1/20/95
2/22/95
Lieutenant
Colonel
Ground Forces
$25,000.00
Tv-074
Yuskiv Tatyana
Vasilyevna
5/19/94
Latvia
MOD
12/20/94
1/18/95
2/8/95
Senior Seaman
Navy
$22,889.00
Tv-075
Nesterov Vladimir
Konstantinovich
7/23/94
Latvia
MOD
12/20/94
1/18/95
2/22/95
Captain 3rd
Rank
Navy
$25,000.00
Tv-076
Kuzmin Aleksandr
Aleksandrovich
8/2/92
Latvia
MOD
12/20/94
1/20/95
2/22/95
Lieutenant
Colonel
Air Defense
$25,000.00
Tv-077
Konstantinov Viktor
Vladimirovich
8/5/93
Latvia
MOD
12/20/94
1/20/95
2/22/95
Captain
Air Defense
$25,000.00
Tv-078
Prokopkin Anatoly
Evsigneevich
3/20/92
Latvia
MOD
12/20/94
1/20/95
2/22/95
Lieutenant
Colonel
Air Defense
$25,000.00
Tv-079
Yegorov Porfily
Vorfilameevich
10/3/93
Latvia
MOD
12/20/94
1/20/95
2/22/95
Chief Warrant
Officer
Air Defense
$25,000.00
Tv-080
Makarov Vladimir
Aleksandrovich
11/3/93
Latvia
MOD
12/29/94
1/23/95
3/15/95
Lieutenant
Colonel
Air Defense
$25,000.00
Tv-081
Melekhov Vasily
Mikhaylovich
8/6/93
Latvia
MOD
12/20/94
1/20/95
2/22/95
Chief Warrant
Officer
Air Defense
$25,000.00
Tv-082
Rushev Sergey
Aleksandrovich
10/23/93
Latvia
MOD
12/20/94
1/20/95
2/22/95
Captain
Air Force
$25,000.00
Tv-083
Sakov Viktor
Konstantinovich
9/30/94
Latvia
MOD
12/20/94
12/23/94
3/15/95
Chief Warrant
Officer
Air Defense
$25,000.00
Tv-084
Yufit Yury
Avramovich
6/11/92
Latvia
MOD
12/20/94
1/20/95
2/22/95
Lieutenant
Colonel
Ground Forces
$25,000.00
Tv-085
Zorin Oleg
Nikolaevich
8/10/94
Latvia
MOD
12/20/94
1/18/95
2/8/95
Captain
Ground Forces
$25,000.00
Tv-086
Lopatin Igor
Valentinovich
6/22/88
Latvia
MOD
1/5/95
1/17/95
2/24/95
Colonel
Air Force
$25,000.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
176
Tv-087
Dolgopolov Pyotr
Egorovich
10/10/89
Latvia
Local
1/10/95
1/13/95
3/16/95
Captain
Air Force
$25,000.00
Tv-088
Erokhin Leonid
Sergeevich
12/6/89
Estonia
Local
1/11/95
1/30/95
2/22/95
Warrant Officer
Air Force
$25,000.00
Tv-089
Kulikov Vyacheslav
Nikolaevich
9/18/89
Estonia
Local
1/11/95
1/20/95
2/22/95
Colonel
Air Defense
$25,000.00
Tv-091
Nikolaev Viktor
Mikhaylovich
11/21/91
Latvia
Local
1/19/95
1/24/95
2/22/95
Captain 2nd
Rank
KGB
$25,000.00
Tv-092
Ukraintsev Nikolay
Ivanovich
10/31/92
Estonia
Local
2/9/95
2/24/95
3/24/95
Major
$25,000.00
Tv-093
Venediktov Nikolay
Aleksandrovich
7/4/92
Latvia
MOD
2/16/95
2/24/95
3/24/95
Major
Ground Forces
$15,465.00
Tv-094
Medvedskiy Ivan
Ivanovich
7/15/94
Latvia
MOD
2/16/95
3/1/95
3/29/95
Chief Warrant
Officer
Ground Forces
$25,000.00
Tv-095
Mikhailov Ivan
Ivanovich
12/19/94
Latvia
MOD
2/16/95
2/23/95
3/17/95
Lieutenant
Colonel
Air Defense
$25,000.00
Tv-096
Paka Sergey
Ivanovich
8/20/94
Latvia
MOD
2/16/95
3/10/95
3/22/95
Senior
Mitchman
Navy
$25,000.00
Tv-097
Fedetskiy Ivan
Ivanovich
10/20/93
Latvia
MOD
2/16/95
3/13/95
4/12/95
Major
Air Defense
$25,000.00
Tv-098
Karyaev Aleksandr
Aleksandrovich
5/28/94
Latvia
MOD
2/16/95
3/9/95
3/22/95
Senior
Mitchman
Navy
$25,000.00
Tv-099
Smirnov Vladimir
Borisovich
12/8/91
Latvia
MOD
2/16/95
3/10/95
3/31/95
Captain 1st
Rank
Navy
$25,000.00
Tv-100
Ivanov Vladimir
Ilyich
5/29/94
Latvia
MOD
2/16/95
2/20/95
3/22/95
Captain 1st
Rank
Navy
$25,000.00
Tv-101
Tsvek Vladimir
Fektistovich
4/11/92
Latvia
MOD
2/16/95
2/22/95
3/17/95
Captain 3rd
Rank
Navy
$23,784.00
Tv-102
Ryabikin Sergey
Valentinovich
9/1/93
Latvia
MOD
2/16/95
3/15/95
4/5/95
Captain
Navy
$24,504.00
Tv-103
Nekrasov Vladimir
Anatolyevich
11/10/93
Latvia
MOD
2/16/95
2/24/95
3/16/95
Senior
Mitchman
Navy
$25,000.00
Tv-104
Mishin Aleksandr
Mikhaylovich
4/16/92
Latvia
MOD
2/16/95
2/20/95
3/30/95
Major
Frontier Forces
$25,000.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
177
Tv-105
Shevelonok Anatoly
Semyonovich
5/20/93
Latvia
MOD
2/16/95
3/2/95
3/22/95
Chief Warrant
Officer
Navy
$25,000.00
Tv-106
Arkhipov Mikhail
Aleksandrovich
5/29/94
Latvia
MOD
2/16/95
2/17/95
3/22/95
Captain 1st
Rank
Air Force
$25,000.00
Tv-107
Kireenkov Ivan
Ivanovich
9/26/90
Latvia
MOD
2/16/95
3/14/95
4/10/95
Lieutenant
Colonel
Fed. Intel.
Agency
$25,000.00
Tv-108
Shirokov Leonid
Leonidovich
7/29/92
Latvia
MOD
2/16/95
3/2/95
3/29/95
Colonel
Air Defense
$25,000.00
Tv-109
Markovskiy
Aleksandr
Aleksandrovich
7/29/92
Latvia
MOD
2/16/95
3/13/95
3/29/95
Major
Ground Forces
$23,784.00
Tv-110
Nikiforenko
Aleksandr Ivanovich
7/13/91
Latvia
MOD
2/16/95
2/20/95
3/30/95
Lieutenant
Colonel
Fed. Intel.
Agency
$25,000.00
Tv-111
Nosenko Anatoly
Sergeevich
3/4/92
Latvia
MOD
2/16/95
3/16/95
4/17/95
Major
Air Force
$24,504.00
Tv-112
Chilkhin Valery
Leonidovich
6/10/94
Latvia
MOD
2/16/95
3/15/95
4/17/95
Major
Ground Forces
$24,504.00
Tv-113
Klinovich Viktor
Iosifovich
2/5/92
Latvia
MOD
2/16/95
3/15/95
4/17/95
Colonel
Strat. Missle
Forces
$25,000.00
Tv-114
Stroganov Valentin
Semyonovich
10/21/91
Estonia
Local
2/21/95
3/14/95
4/5/95
Major
$15,934.00
Tv-115
Chumakov Nikolay
Andreevich
6/8/90
Latvia
Local
2/22/95
2/22/95
3/27/95
Senior
Mitchman
Navy
$18,605.00
Tv-116
Belyaev Mikhail
Pavlovich
4/11/92
Latvia
Local
2/28/95
3/28/95
4/19/95
Lieutenant
Colonel
Ground Forces
$24,504.00
Tv-117
Tverdova Tatyana
Sergeevna
4/30/93
Latvia
MOD
3/2/95
3/3/95
4/3/95
Sergeant Major
Ground Forces
$19,332.00
Tv-118
Fedyunin Vladimir
Aleksandrovich
1/2/72
Latvia
Local
3/9/95
4/21/95
8/4/95
Major
Navy
$25,000.00
Tv-119
Fedoseev Sergey
Dmitrievich
11/30/89
Latvia
Local
4/3/95
4/5/95
4/25/95
Lieutenant
Colonel
Ground Forces
$25,000.00
Tv-120
Shuba Vladimir
Ivanovich
2/24/92
Estonia
MOD
4/18/95
4/24/95
6/20/95
Captain 3rd
Rank
Navy
$25,000.00

Cert. 
Number
Officer’s Name 
Demob.
Date
Country of
Demob.
Source of List
Cert.
Issuance
Date
Presale
Date
Closing
Date
Rank
Military
Branch
Purchase Price
February 8, 1996
178
Tv-121
Gen Vasily
Feoktistovich
12/31/92
Estonia
MOD
4/18/95
4/24/95
7/11/95
Senior
Mitchman
KGB
$25,000.00
Tv-122
Shvetskov Viktor
Dmitrievich
11/16/92
Estonia
MOD
4/18/95
4/21/95
5/12/95
Senior
Mitchman
Navy
$25,000.00
Tv-123
Stepanenko Vasily
Grigoryevich
10/21/93
Estonia
MOD
4/18/95
5/16/95
5/23/95
Chief Warrant
Officer
Ground Forces
$20,442.00
Tv-124
Alyabin Gennady
Mikhaylovich
5/30/94
Estonia
MOD
4/18/95
4/24/95
5/5/95
Senior
Mitchman
Navy
$25,000.00
Tv-125
Makarenkov Oleg
Yevgenyevich
12/23/93
Estonia
MOD
4/18/95
4/21/95
6/20/95
Warrant Officer
Air Force
$25,000.00
Tv-126
Zavizion Taisiya
Aleksandrovna
9/13/94
Estonia
MOD
4/18/95
5/4/95
6/20/95
First Sergeant
Ground Forces
$25,000.00
Tv-127
Gribanov Valery
Alekseevich
3/2/92
Latvia
Local
4/18/95
5/28/95
7/3/95
Lieutenant
Colonel
Ground Forces
$16,354.00
Tv-128
Romashova Irina
Yevgenyevna
12/1/93
Estonia
MOD
4/18/95
4/21/95
7/7/95
Warrant Officer
Air Force
$25,000.00
Tv-129
Verigin Valery
Borisovich
5/5/92
Latvia
MOD
4/18/95
4/21/95
5/10/95
Senior
Lieutenant
Air Defense
$25,000.00
Tv-130
Danilov Aleksandr
Vasilyevich
4/16/92
Estonia
Local
4/27/95
5/3/95
5/30/95
Captain
Strat. Missle
Forces
$25,000.00
Tv-131
Petukhov Viktor
Mikhaylovich
9/5/91
Latvia
Local
5/25/95
6/13/95
6/28/95
Major
Air Force
$25,000.00

February 8, 1996
179
Military Housing Certificate Program
Lessons Learned
Much has changed in Russia since the start of the certificate program in September 1994 and its completion in
December of 1995.  The computerization of banks, the improvement of telecommunications influx of western
investors has changed the working environment in Russia.   The lessons learned might not always be applicable to
new projects that are starting up in Russia.   On the other hand the approaches used in surmounting the problems we
encountered in implementing the certificate program can be applied to other projects in Russia.
Lack of understanding between the lead agency ,Minstroi and USAID / Abt
Prior to starting the implementation of the certificate program, sites had to be selected.  A representative from
Minstroi, would accompany a representative from Abt to the sites, and introduce Abt to the local administration, the
relevant departments, and introduce the program.   Although according to the program as established between the
two countries, the maximum an officer would receive for a unit was $25,000 ; Minstroi wanted to have every officer
receive a certificate with  a value of $25,000.  Therefore on subsequent meetings with Oblast representatives, when
we found out about the misrepresentation of the program, it would take a great deal of effort to convince the Oblast
that the program defined a $25,000 maximum.  By writing a clearly stated program summary and having it translated
into Russian we were able to immediately impress upon our counterparts the validity of our claim.  Although the
municipal manual and the banking manual that would later be handed out to the relevant parties stated all of the
program procedures, a two page summary prevented a great deal of future misinterpretations and
misunderstandings.
Fractured building and real estate infrastructure
In the Soviet State the construction hierarchy was very clearly defined.  With the dissolution of the Soviet State the
big construction  organizations (kombinats) started falling apart, especially with no moneys being poured in from the
central government.  On initial site visits, we would therefore see many buildings that were in some state of  "near
completion", we would later find out that these buildings had been in this same state for many months or even years. 
In order to complete the buildings within the required period, great work forces would have to be mobilized.  In
almost every instance the buildings were completed, though often with delays.  In making the site selection, we
should have also found out how long the buildings had been dormant, because this would have allowed us a more
realistic estimation of the construction schedule.  Although, at the time real estate research firms were not so readily
available in some of the smaller cities they are now, and these firms would have been able to supply us with the
information needed.
Weakened economic state of post Soviet Russia
With the shattered economy of present day Russia, the administrators, and the developers were most eager to have
money pumped in for the completion of the project, rather than having the completed project paid for.  Pre-financing
would help them defray large interest fees ( as high as two hundred percent at its peak).  In selecting the sites we
were able to convince the builders that they could complete one building, earn the monies for the completed building
and apply it towards the completion of the next.  This method worked well in the city of St. Petersburg, where we
were able to purchase one building at time.  The Department of construction the seller, would therefore be able to
use the money towards the completion of the next project.  By  the end of the project, after the municipal units had
been exhausted in St. Petersburg, the Department of Construction offered other developers loans for the completion
of their units that were to be sold in the certificate program.
Need for detailed supervision of the program at every level of its implementation
The program was to be administered by the Oblast administration, and the selected bank.  The local administration
would occasionally mislead the officers.  This again required that every aspect of the program as defined by USAID
and agreed upon within the MOU signed by all the participating parties be written, and given to the officers, and the
executing parties.  The presence of an Abt representative at every briefing, and the constant communications with
the Oblast and bank helped to keep misunderstandings to a minimum.
Russian building methodologies

February 8, 1996
180
As defined in the program procedures, the State AKT (Russian certificate of occupancy), was required before the
builders would receive money for the unit.  In Russian building practices, however, a State AKT can be given to a
builder with a requirement to have the missing elements installed at a later date.  Missing elements such as elevators,
doors, toilet fixtures and electrical wiring was not uncommon.  This has been a common practice.  With lack of
resources, builders are likely to exclude all the elements that would make the house habitable.  The program
procedure, should have required an Abt trained building inspector, who would approve the completion of the
buildings after the State AKT had been issued.
Conflict of interest
If the seller of the units was the municipality or the Oblast, and the Pricing Center worked within the Department of
Construction, there is a greater likelihood of receiving skewed prices from the Pricing Center.  The prices we received
in St. Petersburg were from the Pricing Center, and the majority of the units sold in these cities belonged to the
municipality.  We were able to get independent sources to verify the prices.  In the case of St. Petersburg, we hired
AUREC to verify the prices.
Long Winters and extended Holidays
In addition to experiencing long winters which delay construction, we found that the the combined Christmas and
New Years celbration, extend well into the January.  The numerous other holidays (that are often extended beyond
the day of the holiday) also had to be taken into consideration in scheduling work
Support from the Administration
In a period when the political stability of many of the administrative heads was unclear, it became imperative to have
the MOU signed by the head of the oblast (governor).  INCLUDE C:\\VASHDOM\\REPORTS\\APPENDIX

February 8, 1996
181
Appendix

February 8, 1996
182