Risk Management Department

Legal Department 
A group of skilled legal professionals who have gained experience in banking work. Their role is to look into all the contracts that the bank intends to sign, as well as to ensure that all the bank’s contracts are in line with the laws of the Central Bank on the one hand and protect the bank on the other hand, as well as representing the bank before external and internal parties. The most important thing that distinguishes the staff of this department is that they always think outside the box in order to find solutions and the purpose of which is to serve the bank’s customers, who are the most valuable possessions of the bank, relying on Iraqi law and the law of Iraqi Islamic banks to achieve the highest level of business quality.

Financial Department
The financial department is considered one of the important departments in the bank, as it submits financial statements and final accounts and the accompanying specialized financial statements and reports, provided that it conforms to Islamic and international accounting standards and according to the laws, regulations and instructions in force from the Central Bank of Iraq and works on managing internal and external accounts through the network of precise systems Which works on preparing reports, statistics and financial movements inside and outside the bank with customers and companies.

Credit Department
It is one of the most important strategic departments that work to provide various Islamic credit services such as (Profit, Speculation, Sharing, Leasing, as well as letters of guarantee). All of these services are provided in a modern technical manner according to the latest software and within Islamic frameworks and under the supervision of the Shari’a Supervisory Board. Shari’a standards
have been approved by the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI)).
The Bank seeks to provide services and consultancy for economic projects and to support and study projects submitted by individuals within a diversified plan that applies the policy of financial inclusion and according to the laws, instructions and directives of the Central Bank of Iraq.