Toshkent m oliyainstituti

Task 3.Give your idea on the topic:” Marketing strategy”

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What are the main difference between Merger and Acquisition?
Task 2. Read and retell the text.
A deposit that is left with a bank for a fairly long time is called a time deposit. 
This is the second major kind of deposit, and it is typical of a savings account. Still 
another reason why it is called a time deposit is that it may not be given right away or 
on demand. When you take money out of an account, you are making withdrawal. 
You may not be able to withdraw money immediately on a time deposit.
A savings account earns money, called interest. Interest is the price banks pay for 
the use of the depositor's money. Another major service of banks is the transferring of 
checking account money from one party to another. Many transfers of checking account 
money from one account to another are being done electronically today.
A third major service of banks is to make loans, which are a primary source of 
income for them. The borrowers who receive the loans must pay an interest charge, 
which is like a rental fee, for the money. The interest earned on loans goes to pay 
bank costs and expense - and to earn a profit. But there are other services. Some 
banks provide financial advice to their customers. Banks also provide locked vault 
boxes for customers to store valuables.
Sometimes people want a special program for investing money or handling their 
property. A bank's trust department provides the services of advising on and managing 
such programs.
There are a variety of other services commercial banks provide. They sell government 
bonds, loans of money to the government on which interest is paid to the owner. In 
addition, banks sell traveler's checks, which are special checks, used instead of money. 
They also issue credit cards, such as VISA and MasterCard, and provide links to 
brokerage firms for the buying and selling of stocks and bonds.