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INTRODUCTION (abstract of the thesis of the Philosophy Doctor (PhD) on
Economic Sciences)
The aim of the research work is to develop scientific proposals and
practical recommendations aimed at the prospects
for the development of
innovation-based banking services in Uzbekistan
.
The tasks of the research work are:
studying the evolution of the development of the theory of innovation-based
banking services;
investigating the market of innovation-basedbanking services and its
structural component;
substantiating the role of digital transformation in raising the accessibility of
innovation-based banking services;
analyzing the current situation and development trends in the organization of
digital financial services of
commercial banks;
identifying the ways to introduce models of digital transformation of the
banking sector into the
activities of commercial banks;
exploring opportunities to improve digital banking services in the
transformation of banks;
developing scientific proposals and practical
recommendations for the
development of innovation-based services in commercial banks.
The object of the research work is the development
of innovation-based
activities of commercial banks in the Republic of Uzbekistan.
The subject of the research work is a set of economic
relations arising in the
process of development of innovation-based banking services in the Republic of
Uzbekistan.
The scientific novelty of the research work, consisting of the following:
it is proposed to raise accessibiity of modern financial services through the
digitalization of commercial banks through the use
of innovation-based banking
services;
the recommendation of the possibility of making payments for public services
in a non-cash form in the activities of commercial banks in order to raise the
efficiency of financial services for bank customers has been
justified;
the recommendation to attract online deposits in amounts through applications
when providing innovation-based banking services has been justified;
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