2021 Environmental Social & Governance Report

FINANCIAL HEALTH RESOURCES FOR HBCU STUDENTS
In 2021, we launched a program to deliver financial health resources to HBCU 
students across the U.S. The program – called #BackToTheYard presented by Chase 
– is one part of our broader Firmwide strategy to help close the racial wealth gap by 
investing in the success of HBCU students and the institutional capacity of HBCUs. 
Delivered through our Advancing Black Pathways initiative and initially launched at 
seven partner HBCUs, the program is designed to empower HBCU students to take 
charge of their financial health through education on topics such as budgeting, 
credit use and managing student expenses. We are also making available for all 
HBCUs a curated set of web-based resources on financial health and other topics. 
Our aim is to deliver financial health education to 10,000 HBCU students annually. 
In addition, our Firm has committed $1 million annually over five years to the 
Student Financial Hardship Fund. The money will be distributed by the United Negro 
College Fund and the Thurgood Marshall College Fund to students at HBCUs that 
need aid to stay in school. We know that supporting students with emergency funds 
– to buy books, pay a security deposit or medical bill, address short-term food 
insecurity or meet other needs – helps them to continue their studies and graduate, 
which makes a profound impact on their long-term economic success. 
INVESTMENTS IN COMMUNITY ORGANIZATIONS
As part of a five-year, $125 million commitment to improving financial health in 
underserved communities, JPMorgan Chase is working closely with community 
organizations to address the unique financial needs of people who too often get left 
behind, including low-income women, immigrants, people of color and the aging. In 
2021, for example, our Firm provided a $3 million low-cost loan to Capital Good 
Fund, a non-profit CDFI with a mission to create pathways out of poverty and 
advance a green economy through inclusive financial services. Capital Good Fund 
offers consumer loans as well as personalized financial and health coaching to 
families across multiple states. Capital Good Fund issues loans for emergencies, 
immigration expenses, energy efficiency upgrades, residential solar installations 
and other personal expenses. Our loan will support Capital Good Fund's origination 
of consumer loans to low-to-moderate income households.