Flc: 28% (twenty-eight )

2.1. The online microloan is granted under the following conditions:
2.1.1. The online microloan amount: 45,650,000.00 (forty-five million six hundred and fifty thousand) sum;
2.1.2. Online microloan term: 36 months/days;
2.1.3. Currency of online microloan: national currency of the Republic of Uzbekistan;
2.1.4. The term for issuing an online microloan is no more than 10 working days after the application is approved by the Bank;
2.1.5. Provision form: cashless transfer.
2.1.6. Method of provision: crediting to a demand account opened in the Bank, to a bank card issued by the Bank;
2.1.7. Repayment Procedure: in accordance with the schedule, calculated by the annuity method attached to this Agreement
2.2. Interest payments:
2.2.1. accrued on the balance of the principal debt: 28 % per annum;
2.2.2. for the balance of overdue principal: 54.75% per annum;
2.3. For accounting of the Online microloan received by the Borrower, the Bank opens the corresponding accounts to the Borrower on the basis of a previously signed/accepted the Application/Request.
2.4. Hereby Borrower shall give its consent, instruct, and authorize the Bank to debit automatically the amounts to be paid to the Bank, as well money means mistakenly transferred by the Bank to Borrower, from all accounts (including Deposit accounts opened in the Bank) and bank cards (as well, from those ones earlier added, later deleted from TBC UZ mobile application) of the Borrower opened in any banks of the Republic of Uzbekistan.
2.5. In the event, that the Borrower chooses the loan repayment date less than or equal to 15 calendar days from the date of the conclusion of the online microloan Agreement, the first payment according to the repayment schedule will be formed on the next or the second month after the month, when this Agreement was concluded. In this case, the first payment from the Borrower can be formed in the form of accrued interest, which depends on the number of days between the day the loan is issued and the day of the first annuity payment.
2.6. During the term of the Agreement, the Borrower undertakes not to detach / remove from the TBC UZ mobile application bank cards that were added (or attached) in the mobile application of the Bank at the time of applying an application for an online microloan, including those used for issuing an online microloan or conducting scoring.
2.7. At the same time, if during the validity of this Agreement, the Borrower changes / replaces / imitates a new bank card where his salary is credited or where his main income is credited, the Borrower undertakes to immediately add (attach) this card to the TBC UZ mobile application.