Flc: 28% (twenty-eight )

3.1.4. At its own discretion, at its own expense, ensure the risk of non-repayment of the online microloan without notifying the Borrower.
3.1.5. on the basis of the Borrower's consent specified in clause 2.4. of this Agreement, automatically debit the following funds from all accounts and bank cards opened with the Bank and other banks, as well as from any Deposit account opened with the Bank:

3.1.5.1. The amount of the principal and interest on it on the day of repayment according to the Payment Schedule;

3.1.5.2. The amount of interest accrued for the overdue principal, the amount of overdue interest, the overdue amount of the principal.


3.1.6. Provide information about the terms of this Agreement and the Borrower's fulfillment of obligations under this Agreement to the Credit Bureau and the State Register of Credit Information.
3.1.7. Communicate with the Borrower through the communication channels specified in the GTC to verify the information provided by the Borrower or to carry out the additional identification process (identity confirmation).
3.2. The Bank is obligated:
3.2.1. Provide the Borrower with the online microloan within the amount approved by the Bank;
3.2.2. Use the communication channels specified in the GTC for payments notification .
3.3. The borrower has the right:
3.3.1. To obtain via the communication channels specified in the GTC information on the debt and conditions of repayment of the online microloan.
3.3.2. Prematurely repay the debt on the online microloan in full or in part ahead of schedule, without collection penalties from the Bank at any time.
3.3.3. On a free basis, refuse to receive an online microloan after the conclusion of the Agreement in the period before the receipt of funds.
3.4. The borrower is obligated:
3.4.1. Make Timely payments stipulated by the terms of this Agreement and the GTC in accordance with the payment schedule.
3.4.2. Make a return of the received online microloan and pay the interest accrued for using the online microloan and other payments upon receipt of the Bank's request for early repayment in accordance with the terms of this Agreement and the GTC.
3.4.3. Within 3 calendar days through remote banking service and/or attendance directly to the branches or centers of banking services, in the order and manner set GTC, to inform the Bank on changes of your passport and other data provided at the conclusion of the present Agreement in the framework of the GTC, including mobile phone number, work phone number, registration address, place of residence, place of work (source of income), name and/or patronymic and other circumstances that may affect the execution by the Borrower of its obligations under this Agreement and GTC.