Internship Report On Prabhu Bank Limited Babarmahal, Kathmandu Submitted By

Housing Loan

This loan makes the dream of owning a home a reality with attractive features available beyond market offerings at competitive interest rates and extended loan tenure, with flexible repayment and partial payment features.

2. 
   Hire Purchase Loan
   

Prabhu Bank Hire Purchase loan makes commuting easier and owning a two or four-wheeler in reality at attractive interest rates, loan tenures and flexible repayment options with financing available for large variety of vehicles, with special facilities to draw cash by pledging a vehicle in the Bank’s name. Prabhu bank has designed a hire purchase loan scheme to finance the private car or motorcycle to the professionals, self-employed, business executives, and business houses and the transport like trucks, buses, minibuses, pickup vehicles, microbuses, etc. to the operators, businessman, business houses, etc.

3. 
   Education Loan
   

Prabhu’s education loan scheme provides loan for those students who demonstrate ability, drive and ambition but do not have financial resources to achieve their goals.

4. 
   Term Loan for Project Financing
   

Based on the viability of the project, Prabhu Bank provides term loan for project financing. Before applying for loan, the intended party must submit a proposal along with the feasibility study report of the project. Financing will be made available.

5. 
   Working Capital Loan
   

Based on the viability of the project and actual need of fund, Prabhu Bank provides working capital loan in the form of overdraft. The intended business house should submit the proposal for working capital loan. This loan will be granted based on the proposal and will take a form of overdraft.

6. 
   Consortium Loan
   

Due to the changing political situation and the expected peace in the country, we expect more economic activities in the country. This will attract the large investment opportunities in the different project. NRB has prescribed the maximum amount of funding to a single borrower to minimize the concentration of funding. Therefore, single financial institution is not able to finance the mega project alone. With our expertise, we are capable of arranging consortium finance for such large projects.

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