Report on the Implementation of the Russian Officer Resettlement Certificate Program

Personnel Qualifications, Experience and Education. The Bank should complete the attached Bio-Data
Sheet for the Bank's President and other senior staff in the Oblast who are likely to participate in the
implementation of this program.  Please include specific information on each individual's education, past
relevant experience, training and overall background.
2.
Organization and Management.  The Bank shall list and briefly summarize any of its previous or ongoing
projects within the Oblast which are similar or related to this one in content.  This statement may include:
a.
a summary of the Bank's capabilities and demonstrated expertise in mortgage banking or
construction lending within the Oblast
b.
if the Bank does an analysis or verification of the developer's proposed construction costs
c.
whether the Bank makes partial payments to builders and if so, how the Bank determines the
amount of the partial payment and whether the bank verifies that work has been completed before
making partial payments if such payment is made on an agreed upon percentage of work
completed
d.
what training the Bank's personnel have in order to preform inspections of the completed
construction project or inspections to determine the percentage of work completed
e.
whether the bank has a foreign affiliate in Western Europe or the U.S. and if so, please list the
names and addresses of the bank's affiliates abroad
3.
Auditing. A program evaluation including an evaluation of the bank's handling of financial transactions will
be done at no cost to the Bank.  This process will be facilitated if the bank's accounting procedures have
been reviewed and approved by an internationally recognized accounting firm.  Please indicate the name,
address and phone number of the bank's accounting firm and the date of the most recent audit.
4.
Computer and Communication Capability.  This program will not require sophisticated computer or
communications systems.  Nevertheless, some aspects of the program implementation will be facilitated by
the use of computer automation and efficient communication.  Please provide a description of the Bank's
computer and printer that would be available for this program, whether the computer has word processing,
spreadsheet and data base software (e.g. Lotus 1-2-3, Quatro Pro, Excel, Wordperfect, Microsoft Word,
DBase, etc.) and whether someone with knowledge of these software programs would be available to
participate in program implementation.  Please also indicate what long distance communication system the
bank uses and whether the bank possesses a fax machine.
Please be advised that should your bank be chosen to participate in this program, the individuals proposed for this
project will receive technical assistance to help them to be prepared for their role in the program.  The assistance will
be provided at no cost to the Bank.

February 8, 1996
203
We look forward to receiving your proposal.
Sincerely,
James C. Schafer
Contract Administrator
Abt Associates Inc.
Attachments

February 8, 1996
204
SUBCONTRACT_BETWEEN_ABT_ASSOCIATES_INC._AND_NIZHNIY_NOVGOROD_BRANCH_OF_INKOMBANK_ISSUED_BY'>Sample Bank Sub-contract: 
SUBCONTRACT
BETWEEN
ABT ASSOCIATES INC.
AND
NIZHNIY NOVGOROD BRANCH OF INKOMBANK
ISSUED BY:
Abt Associates Inc.
55 Wheeler Street
Cambridge, MA  02138
Telephone:  [phone]
Facsimile:  [phone]
Abt Contracting Officer:  John S. Tilney, Jr.
Abt Project Director:  Helen E. Bakeman
SUBCONTRACTOR:
NIZNIY NOVGOROD BRANCH OF INKOMBANK
603 002, Nizhniy Novgorod
Varvarskaya 32
tel: 372-952, 376-202
fax: [phone]
Bank's responsible officer: Pavlova Olga Afanasievna (manager)
TYPE OF CONTRACT:
Unit Firm Fixed Price
PRIME CONTRACT:
Number:
CCN-0008-C-00-4093-00
Issued by:
U.S. Agency for International Development
Washington, D.C.  20523-1415
 
Issued to:
Abt Associates Inc.
 
55 Wheeler Street
 
Cambridge, MA  02138
Effective Date:  August 8, 1994

February 8, 1996
205
TABLE OF CONTENTS
Cover Page
Article 1:
Schedule
Article 2:
Representations and Warranties
Article 3:
General Provisions
Attachment A:
Prime Contract Statement of Work
Attachment B:
Bank Administrative Guidelines and Procedures Manual for the Military Housing Certificate
Program
Attachment C:
Applicable Prime Contract Provisions
Attachment D:
Applicable FAR and AIDAR Clauses

February 8, 1996
206
SUBCONTRACT
BETWEEN
ABT ASSOCIATES INC.
AND
NIZHNIY NOVGOROD BRANCH OF INKOMBANK 
WHEREAS, Abt Associates Inc. (hereinafter referred to as "Abt") has entered into a Prime Contract with the United
States Government, Agency for International Development, (hereinafter referred to as "Government" or "USAID"),
said Prime Contract being dated August 8, 1994 and numbered CCN-0008-C-00-4093-00, and
WHEREAS, said Prime Contract is intended to provide the Management/Financial Services for the Administration of
a Voucher Housing Program for Demobilized Russian Military Officers, and
WHEREAS, Abt  and Nizhniy Novgorod Branch of Inkombank (hereafter referred to as "Subcontractor" or "Bank")
desire to enter into an agreement under which said Subcontractor shall do a portion of the Prime Contract work as set
out hereinafter, and
WHEREAS, it is the objective of the parties to this agreement to insure that the data and the quantity, quality and
cost of services provided by the Subcontractor are obtained in an effective, systematic and professional manner that
is consistent with the Prime Contract schedule, and
In consideration of the foregoing, and the mutual promises contained herein, Abt and the Subcontractor agree as
follows:
ARTICLE 1:  SCHEDULE
1.1
PURPOSE AND STATEMENT OF WORK
A.  Purpose
 
1.
The purpose of this Subcontract is to engage the Bank as the sole administrator of funds provided by the
U.S. Agency for International Development to support the Voucher Housing Program For Demobilized
Russian Military Officers. All work performed under this Subcontract shall be consistent with the Statement
of Work of the Prime Contract provided in Attachment A annexed hereto and made a part hereof, and
Subcontractor shall submit reports and other deliverables and otherwise do all things necessary for or
incident to the performance of this project, all in accordance and in complete compliance with this
Subcontract and the Prime Contract. 
 
2.
This is a requirements type subcontract, utilizing a per unit firm fixed price payment method for services to
be provided under the Subcontract.
B.  Statement of Work
The Subcontractor shall perform the functions of sole administrator in the Oblast of Nizhniy Novgorod consistent
with the  Bank Administrative Procedures and Guidelines for the Implementation of the Russian Military Housing
Certificate Program, provided in Attachment B annexed hereto and made apart hereof and hereinafter referred to as
"Bank Manual."  Specifically, the Subcontractor will be responsible for collecting and reviewing all the prerequisite

February 8, 1996
207
documents prescribed in the Bank Manual for redeeming the vouchers issued under the program. The Subcontractor
will preform any inspections required under this project and will work with all parties referenced in the Bank Manual
in performance of this project.  The Subcontractor shall submit the appropriate documents to the Program Reviewer
who has the responsibility to review these documents and establish the eligibility of the officer (buyer), the property,
and the seller to participate in the program.
After eligibility is established under the guidelines of the Bank Manual and the proposed sales transaction is
endorsed by the Program Reviewer,  Abt shall within five (5) working days remit, via electronic (wire) transfer, to the
Subcontractor the U.S. dollar equivalent the funds equal to the total value of the voucher or the sales price of the
housing unit, whichever is less. Abt will promptly notify the Subcontractor of the transfer, including the total
amount of the funds transmitted and the date when the transfer was ordered from Abt's bank. Abt shall, at the same
time issue an authorization to the Subcontractor to disburse to the "seller" on behalf of the voucher holder, the
transferred funds. The authorization will specify the redemption value of each certificate,  not to exceed a maximum of
$25,000 per certificate.
If the Subcontractor disburses funds without the Program Reviewer review and express authorization from Abt, the
Subcontractor does so at its own and sole financial risk.  Abt shall have no obligation to compensate the
Subcontractor for its costs in the event that the Subcontractor performs services without express authorization from
Abt.
If funds are remitted by Abt to the Subcontractor and any given voucher is not redeemed for any reason, any
undisbursed funds shall be first applied to future vouchers. At the conclusion of the Subcontract, the Subcontractor
agrees to refund to Abt any residual funds.
In the event the Subcontractor encounters difficulty in meeting performance requirements, or when Subcontractor
anticipates difficulty in complying with the Subcontract delivery schedule or completion date, or whenever
Subcontractor has knowledge of any actual or potential situation is delaying or threatens to delay the timely
performance of this Subcontract, Subcontractor shall immediately notify the Abt Project Director in writing, giving
pertinent details; provided, however, that these data shall be informational only in character and that this provision
shall not be construed as a waiver by Abt or USAID of any delivery schedule or date, or any rights or remedies
provided under this Subcontract.
Time is of the essence.  If the Subcontractor shall violate any of its obligations hereunder, including failure to
complete the work by the dates agreed upon (or extended in accordance with the terms of this Subcontract), and Abt
suffers, directly or indirectly, loss or damage from Subcontractor's violation or noncompletion, the Subcontractor
shall indemnify and hold harmless Abt from any and all damages Abt suffers therefrom and from all claims for loss
resulting from such failure made against Abt; provided, however, that the Subcontractor shall not be liable under
this provision if a failure to meet a delivery date results from causes beyond the control and without the fault or
negligence of the Subcontractor, as defined in FAR 52.249-14 "Excusable Delays."
C.
Stop-Work Order
Abt may, at any time, by written order to the Subcontractor, require the Subcontractor to stop all, or part, of the work
called for by this Subcontract for a period of up to 90 days.  Abt and Subcontractor agree to follow the procedures
provided in FAR 52.212-13 to carry out the stop-work order. (See also Article 3, paragraph 3.2 entitled "Changes."
1.2
UNIT FIRM FIXED PRICE

February 8, 1996
208
In compensation for the Subcontractor's services, Abt and the Subcontractor agree to set the following unit firm
fixed processing fee:
One thousand dollars ($1,000) for each voucher certificate that is successfully processed and redeemed as
prescribed in the Bank Manual.
Each unit firm fixed price represents the full and total cost to Abt of the services to be provided by the Subcontractor
in the performance of this Subcontract.  Abt and the Subcontractor agree that no other costs and financial
obligations to the Subcontractor shall be assigned to Abt.
Since compensation for the services delivered under this Subcontract will be based on a unit firm fixed price per
voucher certificate, there are no fixed minimum requirements for level of effort to process a voucher certificate.  The
Subcontractor agrees to provide all the necessary professional/technical personnel and administrative, secretarial,
and clerical support to ensure the quality of services required by this Subcontract.
1.3
INVOICES
The Subcontractor shall submit to Abt, by the 30th calendar day of each month, one (1) original and two (2) copies
of the Subcontractor's monthly invoice for payment of its processing fee for the total number of vouchers processed
during the billing period.  The invoice should be submitted to the following:
Abt Associates Inc.
Leninsky Prospect 2
Floor 4A
Moscow 117409
Attention: James C. Schafer
Each invoice should provide in detail the following elements:
A.
Processing Fee
The total number and names of holders of voucher certificates that were successfully processed and redeemed during
the billing period as prescribed in the Bank Manual.  This number should be multiplied by one thousand dollars ($1,000)
to calculate the total billable amount for this element.
B.
Summary of Disbursements
As a supplement to the Invoice, the Subcontractor shall also submit the signed original of the "Seller Acknowledgement
of Funds Received"  for each voucher redeemed and the "Monthly Summary of Disbursements" as prescribed in the
Bank Manual.
C.
Certification
The Subcontractor shall certify each invoice with a signed statement as follows.
In regard to the Bank's  invoice for its unit firm fixed price costs incurred under this Subcontract, the undersigned hereby
certifies as follows:
(i)
This  invoice and any attachments have been prepared from the books and records of Nizhniy Novgorod Branch
of Inkombank, in accordance with the terms of this Subcontract.

February 8, 1996
209
(ii)
To the best of my knowledge and belief, this invoice and any attachments are correct; the sum claimed under
this Subcontract is proper and due; all the costs of subcontract performance (except as herewith reported in
writing) have been paid or will be paid currently by Nizhniy Novgorod Branch of Inkombank, in the ordinary
course of business; the work reflected by the costs invoiced has been performed; the quantities and amounts
involved are consistent with the requirements of this Subcontract; and all required Abt approvals have been
obtained.
(iii)
Nizhniy Novgorod Branch of Inkombank will promptly make appropriate refund to Abt Associates upon
request, in the event of disallowance of costs not payable under the terms of this Subcontract.
(iv)
This is an original invoice, and the costs claimed in it have not previously been submitted for reimbursement
under this Subcontract.
Signature
                                                          
Printed Name
                                                          
Title
                                                          
Date
                                                          
D.
Final Invoice
The Subcontractor shall submit a final invoice fifteen (15) days after the end of this Subcontract, unless otherwise
approved in writing by the Abt Contracting officer. 
1.4
PAYMENT
A.
Processing Fee
Following its inspection and verification of the Subcontractor's invoice, Abt shall pay the Subcontractor's processing
fees as claimed in the Subcontractor's invoice within ten (10) working days after receipt of payment by the Government
of said invoice, provided that the milestone and/or deliverable has been met/delivered and accepted by Abt.
Abt shall pay the Subcontractor via electronic (wire) transfer, denominated in U.S. dollars, to the Subcontractor's bank
account, using the following information:
                                                                      
                                                                      
                                                                      
B.
Withholding
Abt may withhold payment of part or all of any amounts due and payable to the Subcontractor under this Subcontract
in the following instances:
.
if the Subcontractor fails to document invoiced costs as specified in Article 1.3.
.
if the Subcontractor fails to submit required reports when due, or fails to perform or deliver required work or
services, unless such failure arises out of causes beyond the Subcontractor's control, and without the fault or
negligence of the Subcontractor.

February 8, 1996
210
If Abt intends to withhold payment, in part or in whole, of any of the Subcontractor's invoices, Abt shall promptly notify
the Subcontractor in writing.
C.
Assignment
The Subcontractor shall not assign this Subcontract or the right to receive any payments coming due under this
Subcontract. 
 D.
Examination of Records and Audit
The Subcontractor agrees  that all approvals which are required by the provisions of this Subcontract shall be preserved
and made available as part of the Contractor's records which are required to be preserved and made available by the Prime
Contract Clauses entitled "Examination of Records by Comptroller General" and "Audit" which are hereby incorporated
into this Subcontract.  
1.5
REPORTS AND DELIVERABLES
A.
Progress Meetings
The Subcontractor may be asked to attend meetings with representatives of Abt and USAID on a regular basis
to discuss strategies and overall implementation progress.  Abt and/or USAID may convene as many meetings
as necessary to ensure satisfactory performance under this Subcontract.
B.
Progress Reports
The Subcontractor shall be required to provide weekly progress reports  as indicated in the Bank Manual, or
other reports depending on the specific phases of implementation and as agreed between Abt and the
Subcontractor. The subcontractor shall submit five (5) copies of each progress report to Abt, unless otherwise
specified by Abt.
C.
Final Report
The Subcontractor shall prepare a final report.  The final report, as agreed upon between Abt and the
Subcontractor, shall be submitted not later than 30 days following the expiration date of the Subcontract, unless
otherwise authorized in writing by Abt.  The subcontractor shall submit five  (5) copies of the final report to
Abt.
All required reports and official communications during the course of this Subcontract, with the exception of the forms
included in the Bank Manual,  shall be submitted  in the English language. 
Pursuant to AIDAR Clause 752.7009 entitled "Marking," and 752.7026 entitled "Reports," the cover page of all reports
and other deliverables prepared by the Subcontractor shall include a descriptive title, the author's name(s), the project
name (Management/Financial Services for the Administration of Voucher Housing Program for Demobilized Russian
Military Officers), the Prime Contract Number (CCN-0008-C-00-4093-00), the Prime Contractor (Abt Associates Inc.), the
name of the Subcontractor, the name of the USAID Project Office, and the publication or issuance date of the report.
Within twenty (20) calendar days after receipt of any deliverables, the Abt Project Director will review and furnish
Subcontractor with feedback on each deliverable and, as needed, with a request for clarification or revisions.  Within ten
(10) days (or such other period as may reasonably be agreed upon) after Subcontractor has received a request for
clarification or revisions, Subcontractor shall submit a revised document.
1.6
PERIOD AND PLACE OF PERFORMANCE/SUBCONTRACT TERM

February 8, 1996
211
The period of performance of this Subcontract shall commence the effective date of this subcontract through September
30, 1995. This Subcontract includes an option to extend the Subcontract term by an additional six months. The place of
performance shall be at the Subcontractor's work site in the Oblast of Tambov.
ARTICLE 2:  REPRESENTATIONS AND WARRANTIES
2.1
DISCLOSURE OF FINANCIAL INTEREST AND CONFLICT OF INTEREST
Subcontractor shall disclose any business or other relationships it or its lower-tier Subcontractors or furnished
consultants may have with any organization to be studied or to which technical assistance or services will be ren-
dered under the term of this Subcontract.  Subcontractor warrants that all such existing relationships have been
disclosed and any additions or changes in that information shall be immediately reported to Abt.  Non-disclosure of
such interest or relationship constitutes a breach of this Subcontract.  If any such interest or relationship disclosed
during the Subcontract is deemed by Abt to create a hindrance to effective performance, the Subcontract may be
terminated for default, in accordance with the General Provisions of this Subcontract.  Contract Provision H.6 of the
Prime Contract entitled "Organizational Conflicts of Interest" is applicable to this Subcontract and will be made
available in full text upon request by the Subcontractor.
2.2
WARRANTY AGAINST DUAL COMPENSATION
Subcontractor warrants that no part of the total Subcontract amount provided herein shall be paid directly or
indirectly to any officer or employee of the Agency for International Development as wages, compensation, or gifts
for acting as officer, employee, Subcontractor, or consultant to the Subcontractor in connection with any work
contemplated or performed under or in connection with this Subcontract.  Furthermore, no part of any funds under
this Subcontract shall be used to pay for any activity designed to influence legislation or appropriations pending
before Congress.
2.3
WARRANTY AGAINST INFRINGEMENT OF CERTAIN RIGHTS
Subcontractor warrants that its performance of this Subcontract will not infringe the copyright, patent, or other
property rights of any other person, and Subcontractor agrees to defend, indemnify, and hold harmless Abt and the
Government from any and all liability which may arise from breach of this warranty.
2.4