Republic of uzbekistan andijan machine-building institute fundamentals of business management


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Hospital insurance 
You may need treatment if you are injured or sick. In such cases, hospital insurance covers some 
or all of the costs. These include surgery, medical examinations, X-rays, laboratory tests and 
medicines, as well as the costs of your accommodation and meals. relatively, they buy more 
hospital insurance because the price of hospital treatment is high. You can buy hospital insurance 
from insurance companies. If the costs exceed those specified in the contract, the patient must pay 
for these excess costs. 
Injury insurance 
Injury is one of the leading causes of hospitalization. Surgery insurance covers part or all of the 
costs of surgery. A list of the types of operations and the amounts to be covered will be compiled. 
Some companies charge more for surgery than others. This affects the price of insurance. Surgery 
insurance is usually arranged together with hospital insurance. 
Permanent medical insurance 
Sometimes (usually when it is expensive to get a medical check-up in a hospital) they go to a 
doctor's office for a check-up. Permanent medical insurance covers the costs of procedures 
performed outside the doctor's office, patient's home or hospital. This insurance contract covers 
the doctor's costs for each call or visit order. Some contracts cover the costs of diagnostic and 
laboratory tests. will be indicated. Permanent medical insurance is usually made together with 
hospital and surgical insurance. Permanent medical, hospital and surgical insurance constitutes a 
health program. 
Business Records: 
Car insurance 
Auto risks include accidents, theft of your vehicle, injury to yourself or another 
person, or damage to someone's property. 
Personal injury insurance provides coverage for bodily injury, medical bills, and 
uninsured motorist accidents. 
Property insurance protects against excess claims if you damage someone else's 
property. 
The amount of car insurance payment is influenced by factors such as the insured's 
age, type of events, living conditions, educational level, credit status, driving ability, mileage, car 
price, and where he lives. 

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