Secrets of the Millionaire Mind

Victim Clue #1: Blame  
When it comes to why they’re not rich, most victims are 
professionals at the “blame game.” The object of this game is 
to see how many people and circumstances you can point the 
finger at without ever looking at yourself. It’s fun for victims 
at least. Unfortunately it’s not such a blast for anyone else who 
is unlucky enough to be around them. That’s because those in 
close proximity to victims become easy targets.
Victims blame the economy, they blame the government, 
they blame the stock market, they blame their broker, they 
blame their type of business, they blame their employer, they 
blame their employees, they blame their manager, they blame 
the head office, they blame their up-line or their down-line, 
they blame customer service, they blame the shipping 
department, they blame their partner, they blame their spouse, 
they blame God, and of course they always blame their 
parents. It’s always someone else or something else that is to 
blame. The problem is anything or anyone but them. 

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Secrets of the Millionaire Mind
Victim Clue #2: Justifying  
If victims aren’t blaming, you’ll often find them justifying or 
rationalizing their situation by saying something like “Money’s 
not really important.” Let me ask you this question: If you said 
that your husband or your wife, or your boyfriend or your 
girlfriend, or your partner or your friend, weren’t all that 
important, would any of them be around for long? I don’t 
think so, and neither would money!
At my live seminars, some participants always come up to 
me and say, “You know, Harv, money’s not really that im-
portant.” I look them directly in the eyes and say, “You’re 
broke! Right?” They usually look down at their feet and 
meekly reply with something like “Well, right now I’m having 
a few financial challenges, but . . .” I interrupt, “No, it’s not 
just right now, it’s always; you’ve always been broke or close to 
it, yes or yes?” At this point they usually nod their head in 
agreement and woefully return to their seats, ready to listen 
and learn, as they finally realize what a disastrous effect this 
one belief has had on their lives.
Of course they’re broke. Would you have a motorcycle if it 
wasn’t important to you? Of course not. Would you have a pet 
parrot if it wasn’t important to you? Of course not. In the 
same way, if you don’t think money is important, you simply 
won’t have any.
You can actually dazzle your friends with this insight. 
Imagine you’re in a conversation with a friend who tells you, 
“Money’s not important.” Put your hand on your forehead 
and look up as though you are getting a message from the 
heavens, then exclaim, “You’re broke!” To which your 
shocked friend will undoubtedly respond, “How did you 
know?” Then you stretch out your palm and you reply, 

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The Wealth Files - 57
“What else do you want to know? That’ll be fifty bucks, 
please!”
Let me put it bluntly: anyone who says money isn’t im-
portant doesn’t have any! Rich people understand the im-
portance of money and the place it has in our society. On the 
other hand, poor people validate their financial ineptitude by 
using irrelevant comparisons. They’ll argue, “Well, money isn’t 
as important as love.” Now, is that comparison dumb or what? 
What’s more important, your arm or your leg? Maybe they’re 
both important.
Listen up, my friends: Money is extremely important in the 
areas in which it works, and extremely unimportant in the 
areas in which it doesn’t. And although love may make the 
world go round, it sure doesn’t pay for the building of any 
hospitals, churches, or homes. It also doesn’t feed anybody.