Secrets of the Millionaire Mind

DECLARATION: 
Place your hand on your heart and say...
“I create the exact level of my financial success!” 
 
Touch your head and say...
“I have a millionaire mind!” 
 
MILLIONAIRE MIND ACTIONS
1. Every time you catch yourself blaming, justifying, or 
complaining, slide your index finger across your neck, as 
a trigger to remind yourself that you are slitting your 
financial throat. Once again, even though this gesture 
may seem a little crude to do to yourself, it’s no more 
crude than what you’re doing to yourself by blaming, 

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Secrets of the Millionaire Mind
justifying, or complaining, and it will eventually work
to alleviate these destructive habits.
2. Do a “debrief.” At the end of each day, write down one 
thing that went well and one thing that didn’t. Then write 
the answer to the following question: “How did I create 
each of these situations?” If others were involved, ask 
yourself, “What was my part in creating each of these 
situations?” This exercise will keep you accountable for 
your life and make you aware of the strategies that are 
working for you and the strategies that are not.
Special Bonus: Go to www.millionairemindbook.com and click 
on “FREE BOOK BONUSES” to receive your free 
Millionaire Mind “action reminders.”
Wealth File #2
Rich people play the money game to win.
Poor people play the money game to 
not 
lose.
 
Poor people play the money game on defense rather than of-
fense. Let me ask you: If you were to play any sport or any 
game strictly on defense, what are the chances of your winning 
that game? Most people would agree, slim and none.
Yet that’s exactly how most people play the money game. 
Their primary concern is survival and security instead of 
creating wealth and abundance. So, what is your goal? What is 
your objective? What is your true intention?
The goal of truly rich people is to have massive wealth and 
abundance. Not just some money, but lots of money. So what 
is the big goal of poor people? To “have enough to pay 

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The Wealth Files - 63
the bills... and on time would be a miracle!” Again, let me 
remind you of the power of intention. When your intention is 
to have enough to pay the bills, that’s exactly how much you’ll 
get—just enough to pay the bills and not a dime more.
Middle-class people at least go a step further... too bad it’s a 
tiny step. Their big goal in life also happens to be their favorite 
word in the whole wide world. They just want to be 
“comfortable.” I hate to break the news to you, but there’s a 
huge difference between being comfortable and being rich.
I have to admit, I didn’t always know that. But one of the 
reasons I believe I have the right to even write this book is 
that I’ve had the experience of being on all three sides of the 
proverbial fence. I’ve been extremely broke, as in having to 
borrow a dollar for gas for my car. But let me qualify that. 
First, it wasn’t my car. Second, that dollar came in the form of 
four quarters. Do you know how embarrassing it is for an 
adult to pay for gas with four quarters? The kid at the pump 
looked at me as if I were some kind of vending-machine rob-
ber and then just shook his head and laughed. I don’t know if 
you can relate, but it was definitely one of my financial low 
points and unfortunately just one of them.
Once I got my act together, I graduated to the level of being 
comfortable. Comfortable is nice. At least you go out to decent 
restaurants for a change. But pretty much all I could order was 
chicken. Now, there’s nothing wrong with chicken, if that’s 
what you really want. But often it’s not.
In fact, people who are only financially comfortable usually 
decide on what to eat by looking at the right-hand side of the 
menu—the price side. “What would you like for dinner 
tonight, dear?” “I’ll have this $7.95 dish. Let’s see what it is. 
Surprise, surprise, it’s the chicken,” for the nineteenth time 
this week!

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Secrets of the Millionaire Mind
When you’re comfortable, you don’t dare allow your eyes to 
look at the bottom of the menu, for if you did, you might 
come across the most forbidden words in the middle-class 
dictionary: market price! And even if you were curious, you’d 
never ask what the price actually is. First, because you know 
you can’t afford it. Second, it’s downright embarrassing when 
you know the waiter doesn’t believe you when he tells you the 
dish is $49 with side dishes extra and you say, “You know 
what, for some reason, I have a real craving for chicken 
tonight!”
I have to say that for me personally, one of the best things 
about being rich is not having to look at the prices on the 
menu anymore. I eat exactly what I want to eat regardless of 
the price. I can assure you, I didn’t do that when I was broke or 
comfortable.  
It boils down to this: If your goal is to be comfortable, 
chances are you’ll never get rich. But if your goal is to be rich, 
chances are you’ll end up mighty comfortable.